Financials - Half Yearly
Bank Alfalah Limited
Consolidated Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 51,823,288 62,368,827
Balances with other banks 14,138,286 16,583,138
Lendings to financial institutions 16,522,087 27,626,350
Investments - net 424,468,346 423,518,968
Advances - net 345,069,957 334,160,478
Operating Fixed assets 17,594,089 17,317,691
Deferred tax assets - -
Other assets 21,422,013 21,840,305
  891,038,066 903,415,757
Liabilities
Bills payable 14,194,138 9,733,929
Borrowings 150,997,663 172,393,198
Deposits and other accounts 640,045,523 640,137,161
Sub-ordinated loans 9,981,000 9,983,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 3,188,048 1,826,270
Other liabilities 14,341,015 15,249,463
  832,747,387 849,323,021
Net assets 58,290,679 54,092,736
Represented by
Share capital 15,952,076 15,898,062
Reserves 15,129,247 14,164,120
Unappropriated profit 14,674,735 12,813,488
Total equity attributable to the equity holders of the Bank 45,756,058 42,875,670
Non-controlling interest 294,311 274,134
Surplus on revaluation of assets - net of tax 12,240,310 10,942,932
  58,290,679 54,092,736

Bank Alfalah Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 29,715,038 31,243,911
Mark-up / return / interest expensed 15,058,592 17,335,190
Net mark-up / interest income 14,656,446 13,908,721
Provision against non-performing loans and advances - net 343,575 1,136,389
Provision / (reversal) for diminution in value of investments - net 64,887 73,722
Bad debts written-off directly - -
  408,462 1,210,111
Net mark-up / interest income after provisions 14,247,984 12,698,610
Non mark-up / interest income
Fee, commission and brokerage income 2,539,029 2,228,644
Dividend income 201,506 179,791
Income from dealing in foreign currencies 613,277 728,357
Gain on sale of securities - net 1,225,048 1,086,884
Unrealised gain / (loss) on revaluation of investments classified as held for trading - net 24,011 97,148
Share of profit from associates 205,010 154,490
Other income 337,732 461,799
Total non-mark-up / interest income 5,145,613 4,937,113
  19,393,597 17,635,723
Non mark-up / interest expenses
Administrative expenses 11,673,805 10,544,926
Provision / (reversal) against off-balance sheet obligations 15,089 (1,940)
Provision / (reversal) against other assets (44,742) 271,298
Other charges 155,976 214,120
Total non-mark-up / interest expenses 11,800,128 11,028,404
  7,593,469 6,607,319
Extra ordinary / unusual items - -
Profit before taxation 7,593,469 6,607,319
Taxation  - current 2,738,646 2,719,746
              - deferred (33,653) (395,712)
              - prior years 563,000 567,813
  3,267,993 2,891,847
Profit after taxation 4,325,476 3,715,472
Profit attributable to:
Equity holders of the Bank 4,305,299 3,702,168
Non-controlling interest 20,177 13,304
  4,325,476 3,715,472
Basic earnings per share - (Rupees) 2.70 2.33
Diluted earnings per share - (Rupees) 2.70 2.33
Auditor(s):

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