Financials - Half Yearly
Bank AL Habib Limited
Consolidated Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 44,721,014 38,577,760
Balances with other banks 3,738,412 3,204,284
Lendings to financial institutions 2,287,171 3,992,794
Investments - net 421,878,039 356,906,766
Advances - net 245,553,457 207,288,807
Operating fixed assets 17,789,353 15,782,394
Deferred tax assets - net - -
Other assets 15,536,750 14,531,755
  751,504,196 640,284,560
Liabilities
Bills payable 14,664,902 8,665,462
Borrowings 129,153,779 62,592,299
Deposits and other accounts 549,912,507 516,197,547
Sub-ordinated loans 4,000,000 2,994,600
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 4,359,095 3,627,612
Other liabilities 9,918,173 8,015,506
  712,008,456 602,093,026
Net assets 39,495,740 38,191,534
Represented by
Share capital 11,114,254 11,114,254
Reserves 11,088,184 10,329,233
Unappropriated profit 9,572,521 10,414,605
Total equity attributable to the equity holders of the bank 31,774,959 31,858,092
Non- controlling interest 113,224 112,979
Total equity 31,888,183 31,971,071
Surplus on revaluation of assets - net of tax 7,607,557 6,220,463
  39,495,740 38,191,534

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 24,844,700 25,441,367
Mark-up / return / interest expensed (12,078,009) (13,445,084)
Net mark-up / return / interest income 12,766,691 11,996,283
Reversal / (provision) against non-performing loans and advances 724,848 (1,131,323)
Reversal / (provision)  for diminution in the value of investments - -
Bad debts written-off directly - -
  724,848 (1,131,323)
Net mark-up / return / interest income after provisions 13,491,539 10,864,960
Non mark-up / interest income
Fees, commission and brokerage income 1,271,830 1,168,309
Dividend income 351,489 317,960
Income from dealing in foreign currencies 329,771 470,668
Gain / (Loss) on sale / redemption of securities - net 49,025 250,267
Unrealised gain / (loss) on revaluation of investments classified as held for trading 5 (9,383)
Share of profit from associates 34,368 57,718
Other income 357,434 321,767
Total non mark-up / interest income 2,393,922 2,577,306
  15,885,461 13,442,266
Non mark-up / interest expenses
Administrative expenses (8,927,924) (7,331,529)
Other reversals / (provisions) / write-offs 31,049 (23,892)
Other charges /(charges) (153,466) (153,229)
Total non mark-up / interest expenses (9,050,341) (7,508,650)
Extra-ordinary / unusual items - -
Profit before taxation 6,835,120 5,933,616
Taxation - current (2,579,615) (2,306,561)
             - prior years (502,993) (500,484)
             - deferred 26,404 133,260
  (3,056,204) (2,673,785)
Profit after taxation 3,778,916 3,259,831
Attributable to
Shareholders of the holding company 3,778,671 3,258,563
Non-controlling interest 245 1,268
  3,778,916 3,259,831
Basic and diluted earnings per share - Rupees 3.40 2.93
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.