Financials - Half Yearly
The Bank of Khyber
Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 6,555,995 5,546,796
Balances with other banks 5,785,736 6,513,497
Lendings to financial institutions 25,359,101 5,988,824
Investments - net 105,854,441 95,512,456
Advances - net 25,451,027 36,453,611
Other assets 3,813,948 3,218,724
Operating fixed assets 1,922,449 1,924,825
Deferred tax asset - net - -
  174,742,697 155,158,733
Liabilities
Bills payable 737,402 504,884
Borrowings from financial institutions 5,948,298 17,130,194
Deposits and other accounts 146,019,795 117,292,012
Sub-ordinated loans - -
Liabilities against assets subjects to finance lease - -
Other liabilities 3,711,933 3,844,944
Deferred tax liabilities - net 1,227,544 469,123
  157,644,972 139,241,157
Net assets 17,097,725 15,917,576
Represented by
Share capital 10,002,524 10,002,524
Reserves 1,992,277 1,788,074
Un-appropriated profit 1,748,746 2,182,400
  13,743,547 13,972,998
Surplus on revaluation of assets - net of tax 3,354,178 1,944,578
  17,097,725 15,917,576

The Bank of Khyber
Profit and Loss Account
  For the six months ended June 30, 2014
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 5,587,822 5,429,479
Mark-up / return / interest expensed 3,348,163 3,208,541
Net mark-up / interest income 2,239,659 2,220,938
Provision against non-performing loans and advances - net 421,891 504,726
Provision/ (Reversal) of provision for diminution in the value of investments - net (57,169) (1,868)
Bad debts written off directly 111 -
  364,833 502,858
Net mark-up / interest income after provisions 1,874,826 1,718,080
Non mark-up / interest income
Fee, commission and brokerage income 124,568 129,537
Dividend income 86,055 57,068
Income from dealing in foreign currencies 44,626 54,458
Gain on sale of securities - net 1,093,657 418,289
Unrealised gain / (loss) on revaluation of investments classified as
held for trading - net
- (1,075)
Other income 40,774 60,187
Total non mark-up / interest income 1,389,680 718,464
  3,264,506 2,436,544
Non mark-up / interest expenses
Administrative expenses 1,520,812 1,320,369
Provisions / (Reversals) against other assets (2,299) (18,464)
Reversal against Workers Welfare Fund - (164,120)
Other charges 28 9,758
Total non mark-up / interest expenses 1,518,541 1,147,543
  1,745,965 1,289,001
Extra ordinary / unusual item - -
Profit before taxation 1,745,965 1,289,001
Taxation
- Current (634,904) (422,597)
- Prior (90,643) (124,428)
- Deferred 595 (31,941)
  (724,952) (578,966)
Profit after taxation 1,021,013 710,035
Unappropriated profit brought forward 727,733 635,678
Accumulated profit carried forward 1,748,746 1,345,713
Earnings per share - basic and diluted (in Rupees) 1.02 0.71
Auditor(s):

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