Financials - Half Yearly
JS Bank Limited
Consolidated Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 14,031,038 11,160,169
Balances with other banks 1,065,197 629,407
Lendings to financial institutions 8,277,659 3,581,329
Investments - net 111,622,905 116,884,984
Advances -net 79,806,771 76,678,864
Operating fixed assets 5,877,743 4,731,135
Deferred tax assets - net - -
Other assets 7,168,410 7,140,798
  227,849,723 220,806,686
Liabilities
Bills payable 2,946,728 1,609,425
Borrowings 23,231,177 54,638,318
Deposits and other accounts 176,923,926 140,355,175
Sub-ordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 1,586,925 1,571,252
Other liabilities 4,144,771 3,624,371
  208,833,527 201,798,541
Net assets 19,016,196 19,008,145
Represented by
Share capital 10,724,643 10,724,643
Discount on issue of shares (2,105,401) (2,105,401)
Preference shares 1,500,000 1,500,000
Reserves 1,069,787 918,815
Unappropriated profit 3,651,750 3,066,149
  14,840,779 14,104,206
Non-controlling interest 1,337,604 1,952,266
  16,178,383 16,056,472
Surplus on revaluation of assets - net of tax 2,837,813 2,951,673
  19,016,196 19,008,145

JS Bank Limited
Consolidated Profit and Loss Account
  For the six month ended June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 7,397,335 7,684,646
Mark-up / return / interest expensed 4,453,264 5,045,796
Net mark-up / interest income 2,944,071 2,638,850
Reversal / (provision) against non-performing loans and advances - net 20,235 (576,176)
Provision for diminution in value of investments - net (383,374) (97,704)
Bad debts written off directly - -
  (363,139) (673,880)
Net mark-up / interest income after provisions 2,580,932 1,964,970
Non mark-up / interest income
Fee, commission and brokerage income 1,006,258 903,287
Dividend income 116,485 93,713
income from dealing in foreign currencies 248,268 69,283
Gain on sale / redemption of securities - net 1,296,620 1,153,063
Unrealised (loss) / gain on revaluation of investments classified as held-for-trading - net (9,018) 2,803
Other (loss) / income (8,960) 68,983
Total non mark-up / interest income 2,649,653 2,291,132
  5,230,585 4,256,102
Non mark-up / interest expenses
Administrative expenses 3,745,133 2,862,579
Other provisions / write offs - -
Other charges 60,282 28,438
Total non mark-up / interest expenses 3,805,415 2,891,017
  1,425,170 1,365,085
Extra ordinary / unusual items - -
Profit before taxation 1,425,170 1,365,085

Taxation

             - current (384,353) (164,729)
             - prior years (79,838) (10,531)
             - deferred (107,415) (298,086)
  (571,606) (473,346)
Profit After taxation 853,564 891,739
Attributable to:
 Equity holders of the bank  820,676 735,012
 Non-controlling interest       32,888 156,727
  853,564 891,739
Basic and diluted earnings per share 0.60 0.54

Diluted earnings per share

0.60 0.54
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.