Financials - Half Yearly
The Punjab Provincial Cooperative Bank Limited
Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
June 30, 2016
Jun 30, 2015
Assets
Cash and balances with treasury banks 770,803 866,698
Balances with other banks 885,556 1,775,794
Investments - net 2,525,001 1,934,771
Advances - net 9,434,539 9,194,515
Operating fixed assets 4,645,212 4,619,964
Deferred tax assets - net - -
Other assets - net 912,480 923,123
Total assets 19,173,591 19,314,865
Liabilities
Bills payable 14,807 27,324
Deposits and other accounts 4,186,617 4,567,142
Other liabilities 3,199,188 3,130,519
Total liabilities 7,400,612 7,724,985
Net assets 11,772,979 11,589,880
Represented by
Share capital 7,886,842 1,938,243
Reserves 682,816 6,603,774
Unappropriated loss (1,580,623) (1,678,728)
  6,989,035 6,863,289
Surplus on revaluation of assets 4,783,944 4,726,591
Total equity 11,772,979 11,589,880

The Punjab Provincial Cooperative Bank Limited
Profit and Loss Account
  For the six months ended June, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 1,647,117 1,739,766
Mark-up / return / interest expensed 140,781 197,365
Net mark-up / interest income 1,506,336 1,542,401
Provision against loans and advances 194 -
Net mark-up / interest income after provisions 1,506,142 1,542,401
Non mark-up / interest income
Fee, commission and brokerage income 16,817 17,122
Dividend income 25,884 12,408
Other income 89,776 70,377
Total non-markup / interest income 132,477 99,907
Total income 1,638,619 1,642,308
Non mark-up / interest expenses
Administrative expenses 1,389,835 1,432,249
Other provisions / write - offs 106,799 85,872
Total non-markup / interest expenses 1,496,634 1,518,121
Profit before taxation 141,985 124,187
Taxation - current 38,037 33,048
             - prior years - 1,414
  38,037 34,462
Profit after taxation 103,948 89,725
Unappropriated loss brought forward (1,678,728) (1,656,708)
Loss available for appropriation (1,574,780) (1,566,983)
Earnings per share - basic 2.35 4.63
Auditor(s):

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