Financials - Half Yearly
Zarai Taraqiati Bank Limited
Consolidated Balance Sheet
  As at June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 2,087,938 2,516,338
Balances with other banks 7,921,346 16,742,698
Lendings to financial institutions 500,000 -
Investments - net 31,585,106 19,665,649
Advances - net 133,209,184 129,552,744
Operating fixed assets 2,104,376 2,105,429
Deferred tax asset - net 722,955 507,162
Other assets - net 12,836,669 16,793,850
  190,967,574 187,883,870
Liabilities
Bills payable 488,467 346,059
Borrowings 51,257,213 57,143,100
Deposits and other accounts 44,512,090 35,869,024
Subordinated loans 3,204,323 -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 11,142,472 11,845,150
  (110,604,565) (108,407,656)
Net assets 80,363,009 79,476,214
Represented by
Share capital 12,522,441 12,522,441
Reserves 5,833,592 5,643,290
Unappropriated profit 19,795,023 18,983,064
  38,151,056 37,148,795
Share deposit money 40,155,992 40,155,992
Surplus on revaluation of assets - net of tax 2,055,961 2,171,427
  80,363,009 79,476,214

Zarai Taraqiati Bank Limited
Consolidated Profit and Loss Account
  For the year ended June 30, 2016
(Rupees in ' 000)
 
Jun 30, 2016
Jun 30, 2015
Mark-up / return / interest earned 7,693,925 7,321,687
Mark-up / return / interest expensed 2,442,381 381,326
Net mark-up / interest income 5,251,544 6,940,361
Provision for diminution in value of investments - net - -
(Reversal) / provision against non-performing loans and advances - net 1,145,824 927,394
Write offs under relief packages 71,110 64,303
Bad debts written off directly - -
  1,216,934 991,697
Net mark-up / interest income after provisions 4,034,610 5,948,664
Non mark-up / interest income
Fee, commission and brokerage income 11,577 28,014
Dividend income 38,750 38,750
Income from trading in government securities - -
Income from dealing in foreign currencies - -
Gain on sale of securities 126,762 275,327
Other income 2,139,029 2,641,819
Total non mark-up / interest income 2,316,118 2,983,910
  6,350,728 8,932,574
Non mark-up / interest expenses
Administrative expenses 4,419,750 4,443,602
(Reversal) / provision against other assets - net (3,991) 30,308
Other charges 2 23,974
Total non mark-up / interest expenses 4,415,761 4,497,884
  1,934,967 4,434,690
Extra ordinary / unusual items - -
Profit before taxation 1,934,967 4,434,690
Taxation - current period 828,373 1,657,391
             - prior years 257,954 361,424
             - deferred (153,621) (67,846)
  932,706 1,950,969
Profit after taxation 1,002,261 2,483,721
Earnings per share - basic - rupees 0.800 1.983
Earnings per share - diluted - rupees (Restated) 0.800 1.983
Auditor(s):

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