Financials - Half Yearly
Bank AL Habib Limited
Consolidated Balance Sheet
  As at June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Dec 31, 2016
Assets
Cash and balances with treasury banks 59,009,622 50,600,061
Balances with other banks 2,926,898 2,910,200
Lendings to financial institutions - -
Investments - net 422,894,422 405,343,017
Advances - net 310,422,583 261,440,523
Operating fixed assets 21,894,026 18,914,506
Deferred tax assets - net - -
Other assets 13,715,251 12,611,227
  830,862,802 751,819,534
Liabilities
Bills payable 16,339,860 13,872,057
Borrowings 99,166,504 93,717,345
Deposits and other accounts 652,330,725 584,165,978
Sub-ordinated loans 3,998,400 3,999,200
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 3,279,384 4,127,981
Other liabilities 12,184,962 9,041,670
  787,299,835 708,924,231
Net assets 43,562,967 42,895,303
Represented by
Share capital 11,114,254 11,114,254
Reserves 12,448,720 11,948,911
Unappropriated profit 13,254,405 13,043,606
Total equity attributable to the equity holders of the bank 36,817,379 36,106,771
Non- controlling interest 121,489 114,215
Total equity 36,938,868 36,220,986
Surplus on revaluation of assets - net of tax 6,624,099 6,674,317
  43,562,967 42,895,303

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Jun 30, 2016
Mark-up / return / interest earned 24,659,600 24,844,700
Mark-up / return / interest expensed (11,911,364) (12,078,009)
Net mark-up / return / interest income 12,748,236 12,766,691
Provision / (reversal ) against non-performing loans and advances (128,743) 724,848
Provision  for diminution in the value of investments - -
Bad debts written-off directly - -
  (128,743) 724,848
Net mark-up / return / interest income after provisions 12,619,493 13,491,539
Non mark-up / interest income
Fees, commission and brokerage income 1,598,902 1,271,830
Dividend income 215,542 351,489
Income from dealing in foreign currencies 253,970 329,771
Gain on sale / redemption of securities - net 2,367,892 49,025
Unrealised (loss) / gain on revaluation of investments classified as held for trading (10,621) 5
Share of profit from associates 25,734 34,368
Other income 510,879 357,434
Total non mark-up / interest income 4,962,298 2,393,922
  17,581,791 15,885,461
Non mark-up / interest expenses
Administrative expenses (9,681,187) (8,927,924)
Other (provisions) / reversals / write-offs (7,325) 31,049
Other charges (193,582) (153,466)
Total non mark-up / interest expenses (9,882,094) (9,050,341)
Extra-ordinary / unusual items - -
Profit before taxation 7,699,697 6,835,120
Taxation - current (2,899,685) (2,579,615)
             - prior years (503,224) (502,993)
             - deferred 277,478 26,404
  (3,125,431) (3,056,204)
Profit after taxation 4,574,266 3,778,916
Attributable to
Shareholders of the holding company 4,566,992 3,778,671
Non-controlling interest 7,274 245
  4,574,266 3,778,916
Basic and diluted earnings per share - Rupees 4.11 3.4
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.