Financials - Half Yearly
The Bank of Khyber
Balance Sheet
  As at June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Dec 31, 2016
Assets
Cash and balances with treasury banks 10,148,659 8,636,526
Balances with other banks 4,356,718 9,980,928
Lendings to financial institutions 3,025,034 8,827,307
Investments - net 181,000,814 141,602,355
Advances - net 57,144,912 31,643,885
Other assets 3,933,766 3,638,719
Operating fixed assets 2,264,060 2,070,554
Deferred tax asset - net - -
  261,873,963 206,400,274
Liabilities
Bills payable 758,388 775,938
Borrowings from financial institutions 89,767,719 28,700,825
Deposits and other accounts 152,246,810 157,020,365
Sub-ordinated loans - -
Liabilities against assets subjects to finance lease - -
Other liabilities 3,737,138 3,608,857
Deferred tax liabilities - net 35,507 151,745
  246,545,562 190,257,730
Net assets 15,328,401 16,142,544
Represented by
Share capital 10,002,524 10,002,524
Reserves 2,379,993 2,192,169
Un-appropriated profit 1,741,290 2,490,553
  14,123,807 14,685,246
Surplus on revaluation of assets - net of tax 1,204,594 1,457,298
  15,328,401 16,142,544

The Bank of Khyber
Profit and Loss Account
  For the six months ended June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Jun 30, 2016
Mark-up / return / interest earned 6,731,479 5,587,822
Mark-up / return / interest expensed 4,504,826 3,348,163
Net mark-up / return / interest income 2,226,653 2,239,659
Provision against non-performing loans and advances - net 218,126 421,891
(Reversal) / provision of provision for diminution in the value of investments - net (8,378) (57,169)
Bad debts written off directly - 111
  209,748 364,833
Net mark-up / return / interest income after provisions 2,016,905 1,874,826
Non mark-up / interest income
Fee, commission and brokerage income 157,301 124,568
Dividend income 36,557 86,055
Income from dealing in foreign currencies 35,948 44,626
Gain on sale of securities - net 1,156,509 1,093,657
Unrealised gain on revaluation of investments classified as
held for trading - net
527 -
Other income 53,019 40,774
Total non mark-up / interest income 1,439,861 1,389,680
  3,456,766 3,264,506
Non mark-up / interest expenses
Administrative expenses 1,804,429 1,520,812
Provisions / (Reversals) against other assets - (2,299)
Other charges (87) 28
Total non mark-up / interest expenses 1,804,342 1,518,541
Profit before taxation 1,652,424 1,745,965
Taxation
- Current (558,514) (634,904)
- Prior (134,958) (90,643)
- Deferred (19,834) (595)
  (713,306) (724,952)
Profit after taxation 939,118 1,021,013
Earnings per share - basic and diluted (in Rupees) 0.94 1.02
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.