Financials - Half Yearly Faysal Bank Limited Balance Sheet   As at June 30, 2017 (Rupees in ' 000)   Jun 30, 2017 Dec 31, 2016 Assets Cash and balances with treasury banks 36,408,169 37,239,302 Balances with other banks 2,019,111 1,139,375 Lendings to financial institutions 4,598,303 5,000,000 Investments 195,233,058 170,210,137 Advances 213,808,943 204,830,997 Operating fixed assets 12,150,664 12,111,881 Deferred tax assets - net 2,017,699 2,264,212 Other assets 12,345,543 11,668,757   47,851,490 444,464,661 Liabilities Bills payable 7,382,722 5,982,285 Borrowings 69,889,653 52,806,084 Deposits and other accounts 354,499,391 340,306,404 Sub-ordinated loans 748,500 1,497,000 Liabilities against assets subject to finance lease - - Deferred tax liabilities - net - - Other liabilities 8,844,723 8,864,563   441,364,989 409,456,336 Net assets 37,216,501 35,008,325 Represented by Share capital 13,197,361 11,997,601 Reserves 7,095,815 7,158,248 Unappropriated profit 11,680,618 9,985,870   31,973,794 29,141,719 Surplus on revaluation of assets - net of tax 5,242,707 5,866,606   37,216,501 35,008,325 Faysal Bank Limited Profit and Loss Account   For the six months ended June 30, 2017 (Rupees in ' 000)   Jun 30, 2017 Jun 30, 2016 Mark-up / return / interest earned 14,180,734 13,280,605 Mark-up / return / interest expensed 7,170,683 7,219,267 Net mark-up / interest Income 7,010,051 6,061,338 (Reversal of Provision) / Provision against non-performing loans and advances - net (509,924) 503,268 Provision for consumer and small enterprise loans - general 44,513 1,220 Reversal against off balance sheet obligations - (4,086) (Reversal of provision) / provision for diminution in the value of investments - net (5,846) (8,865) Recoveries against written-off debts - net (53,508) (50,664)   (524,765) 440,873 Net mark-up /  interest income after provisions 7,534,816 5,620,465 Non mark-up / interest income Fee, commission and brokerage income 1,382,749 1,342,271 Dividend income 80,319 180,366 Income from dealing in foreign currencies 585,118 522,203 Gain on sale of securities - net 1,030,616 2,110,773 Unrealised gain / (loss) on revaluation of investments classified as held for trading - net 3,342 6,192 Other income 151,328 155,452 Total non mark-up / interest income 3,233,472 4,317,257   10,768,288 9,937,722 Non mark-up / interest expenses Administrative expenses 5,808,043 5,466,770 Other provisions - net - 10,020 Other charges 100,226 86,870 Total non mark-up / interest expenses 5,908,269 5,563,660   4,860,019 4,374,062 Share of loss of associate (17,954) (9,797) Extraordinary / unusual items - - Profit before taxation 4,842,065 4,364,265 Taxation  - current 1,716,055 1,597,875               - prior years (330,599) (393,128)               - deferred 597,183 341,402   1,982,639 1,546,149 Profit after taxation 2,859,426 2,818,116 Basic earnings per share 2.17 2.14 Auditor(s): Pakistan Banks' Association 2005. All Rights Reserved.