Financials - Half Yearly
Faysal Bank Limited
Balance Sheet
  As at June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Dec 31, 2016
Assets
Cash and balances with treasury banks 36,408,169 37,239,302
Balances with other banks 2,019,111 1,139,375
Lendings to financial institutions 4,598,303 5,000,000
Investments 195,233,058 170,210,137
Advances 213,808,943 204,830,997
Operating fixed assets 12,150,664 12,111,881
Deferred tax assets - net 2,017,699 2,264,212
Other assets 12,345,543 11,668,757
  47,851,490 444,464,661
Liabilities
Bills payable 7,382,722 5,982,285
Borrowings 69,889,653 52,806,084
Deposits and other accounts 354,499,391 340,306,404
Sub-ordinated loans 748,500 1,497,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 8,844,723 8,864,563
  441,364,989 409,456,336
Net assets 37,216,501 35,008,325
Represented by
Share capital 13,197,361 11,997,601
Reserves 7,095,815 7,158,248
Unappropriated profit 11,680,618 9,985,870
  31,973,794 29,141,719
Surplus on revaluation of assets - net of tax 5,242,707 5,866,606
  37,216,501 35,008,325

Faysal Bank Limited
Profit and Loss Account
  For the six months ended June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Jun 30, 2016
Mark-up / return / interest earned 14,180,734 13,280,605
Mark-up / return / interest expensed 7,170,683 7,219,267
Net mark-up / interest Income 7,010,051 6,061,338
(Reversal of Provision) / Provision against non-performing loans and advances - net (509,924) 503,268
Provision for consumer and small enterprise loans - general 44,513 1,220
Reversal against off balance sheet obligations - (4,086)
(Reversal of provision) / provision for diminution in the value of investments - net (5,846) (8,865)
Recoveries against written-off debts - net (53,508) (50,664)
  (524,765) 440,873
Net mark-up /  interest income after provisions 7,534,816 5,620,465
Non mark-up / interest income
Fee, commission and brokerage income 1,382,749 1,342,271
Dividend income 80,319 180,366
Income from dealing in foreign currencies 585,118 522,203
Gain on sale of securities - net 1,030,616 2,110,773
Unrealised gain / (loss) on revaluation of investments classified as held for trading - net 3,342 6,192
Other income 151,328 155,452
Total non mark-up / interest income 3,233,472 4,317,257
  10,768,288 9,937,722
Non mark-up / interest expenses
Administrative expenses 5,808,043 5,466,770
Other provisions - net - 10,020
Other charges 100,226 86,870
Total non mark-up / interest expenses 5,908,269 5,563,660
  4,860,019 4,374,062
Share of loss of associate (17,954) (9,797)
Extraordinary / unusual items - -
Profit before taxation 4,842,065 4,364,265
Taxation  - current 1,716,055 1,597,875
              - prior years (330,599) (393,128)
              - deferred 597,183 341,402
  1,982,639 1,546,149
Profit after taxation 2,859,426 2,818,116
Basic earnings per share 2.17 2.14
Auditor(s):

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