Financials - Half Yearly
JS Bank Limited
Consolidated Balance Sheet
  As at June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Dec 31, 2016
Assets
Cash and balances with treasury banks 20,020,349 15,509,263
Balances with other banks 994,407 767,747
Lendings to financial institutions 2,960,528 11,334,414
Investments - net 179,913,617 135,038,901
Advances -net 127,173,662 93,812,506
Operating fixed assets 6,356,499 6,021,563
Deferred tax assets - net - -
Other assets 8,093,049 6,341,197
  345,512,111 268,825,591
Liabilities
Bills payable 4,745,677 2,544,028
Borrowings 47,960,585 10,320,047
Deposits and other accounts 259,849,477 225,004,655
Sub-ordinated loans 2,999,400 3,000,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 890,245 1,082,885
Other liabilities 9,413,347 7,111,582
  325,858,731 249,063,197
Net assets 19,653,380 19,762,394
Represented by
Share capital 10,724,643 10,724,643
Discount on issue of shares (2,105,401) (2,105,401)
Preference shares 1,500,000 1,500,000
Reserves 1,390,967 1,334,138
Unappropriated profit 4,982,105 4,858,596
  16,492,314 16,311,976
Non-controlling interest 1,471,481 1,434,391
  17,963,795 17,746,367
Surplus on revaluation of assets - net of tax 1,689,585 2,016,027
  19,653,380 19,762,394

JS Bank Limited
Consolidated Profit and Loss Account
  For the six month ended June 30, 2017
(Rupees in ' 000)
 
Jun 30, 2017
Jun 30, 2016
Mark-up / return / interest earned 8,551,899 7,397,335
Mark-up / return / interest expensed 5,766,512 4,453,264
Net mark-up / interest income 2,785,387 2,944,071
(Provision) / reversal against non-performing loans and advances - net (78,638) 20,235
Reversal / (provision) for diminution in value of investments - net 8,505 (383,374)
Bad debts written off directly - -
  (70,133) (363,139)
Net mark-up / interest income after provisions 2,715,254 2,580,932
Non mark-up / interest income
Fee, commission and brokerage income 1,557,086 1,006,258
Dividend income 129,558 116,485
income from dealing in foreign currencies 133,174 248,268
Gain on sale / redemption of securities - net 454,798 1,296,620
Unrealised (loss) / gain on revaluation of investments classified as held-for-trading - net (8,428) (9,018)
Other income / (loss) - net 90,685 (8,960)
Total non mark-up / interest income 2,356,873 2,649,653
  5,072,127 5,230,585
Non mark-up / interest expenses
Administrative expenses 4,200,416 3,745,133
Other provisions / write offs - -
Other charges 30,394 60,282
Total non mark-up / interest expenses 4,230,810 3,805,415
  841,317 1,425,170
Extra ordinary / unusual items - -
Profit before taxation 841,317 1,425,170

Taxation

             - current (313,594) (384,353)
             - prior years (115,944) (79,838)
             - deferred (514) (107,415)
  (430,052) (571,606)
Profit After taxation 411,265 853,564
Attributable to:
 Equity holders of the bank  360,210 820,676
 Non-controlling interest       51,055 32,888
  411,265 853,564
Basic and diluted earnings per share 0.17 0.6

Diluted earnings per share

0.17 0.6
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.