Financials - Half Yearly
Bank Alfalah Limited
Consolidated Balance Sheet
  As at June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
 
Dec 31, 2017
(Restated)
Assets
Cash and balances with treasury banks 82,162,947 70,381,480
Balances with other banks 3,913,659 3,993,054
Lendings to financial institutions 15,574,386 48,895,828
Investments - net 356,944,075 401,742,398
Advances - net 479,733,950 400,659,922
Operating Fixed assets 16,898,484 17,707,667
Deferred tax assets - -
Other assets 45,906,656 46,892,193
  1,001,134,157 990,272,542
Liabilities
Bills payable 10,346,213 12,461,866
Borrowings 198,083,504 207,536,939
Deposits and other accounts 668,000,467 653,346,088
Sub-ordinated loans 11,990,000 4,991,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 2,541,561 3,443,012
Other liabilities 40,205,751 41,663,256
  931,167,496 923,442,161
Net assets 69,966,661 66,830,381
Represented by
Share capital 16,130,572 16,075,720
Reserves 20,489,279 18,156,669
Unappropriated profit 27,362,108 24,865,838
Total equity attributable to the equity holders of the Bank 63,981,959 59,098,227
Non-controlling interest 464,676 422,265
Surplus on revaluation of assets - net of tax 5,520,026 7,309,889
  69,966,661 66,830,381

Bank Alfalah Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Jun 30, 2017
Mark-up / return / interest earned 28,091,911 27,979,767
Mark-up / return / interest expensed 12,735,920 12,869,042
Net mark-up / interest income 15,355,991 15,110,725
(Reversal) / provision against non-performing loans and advances - net (495,546) (266,973)
Provision for diminution in value of investments - net (82,742) (130,888)
Bad debts written-off directly - -
  (578,288) (136,085)
Net mark-up / interest income after provisions 15,934,279 15,246,810
Non mark-up / interest income
Fee, commission and brokerage income 3,153,344 3,067,489
Dividend income 272,709 167,272
Income from dealing in foreign currencies 882,858 466,415
Gain on sale of securities - net 1,277,656 1,502,394
Unrealised (loss) / gain on revaluation of investments classified as held for trading - net (95,604) (4,390)
Other income 273,761 115,881
Total non-mark-up / interest income 5,764,724 5,315,061
  21,699,003 20,561,871
Non mark-up / interest expenses
Administrative expenses 11,675,634 11,936,149
Provision / (reversal) against off-balance sheet obligations 2,857 (13,123)
Provision / (reversal) against other assets (180,366) (16,170)
Other charges 193,356 185,252
Total non-mark-up / interest expenses 11,691,481 12,092,108
  10,007,522 8,469,763
Extra ordinary / unusual items - -
Profit before taxation 10,007,522 8,469,763
Taxation  - current 4,285,804 3,142,250
              - deferred (97,397) (137,867)
              - prior years (219,843) 584,434
  3,968,564 3,588,817
Profit after taxation 6,038,958 4,880,946
Profit attributable to:
Basic earnings per share - (Rupees) 3.75 3.04
Diluted earnings per share - Restated (Rupees) 3.74 3.04
Auditor(s):

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