Financials - Half Yearly
Bank AL Habib Limited
Consolidated Balance Sheet
  As at June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
 
Dec 31, 2017
(Restated)
Assets
Cash and balances with treasury banks 69,455,698 60,096,169
Balances with other banks 2,279,222 4,732,856
Lendings to financial institutions - -
Investments - net 440,367,626 476,472,185
Advances - net 445,168,809 339,832,995
Operating fixed assets 25,015,409 22,565,133
Deferred tax assets - net - -
Other assets -net 19,938,069 15,848,222
  1,002,224,833 919,547,560
Liabilities
Bills payable 21,278,525 19,663,349
Borrowings 157,146,695 133,499,876
Deposits and other accounts 748,758,677 692,534,323
Sub-ordinated loans 10,996,800 10,997,600
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 2,059,347 2,521,855
Other liabilities 15,228,631 14,052,177
  955,468,675 873,269,180
Net assets 46,756,158 46,278,380
Represented by
Share capital 11,114,254 11,114,254
Reserves 13,783,590 12,979,937
Unappropriated profit 16,865,455 16,502,297
Equity attributable to the shareholders of the holding company 41,763,299 40,596,488
Non- controlling interest 112,571 113,897
Total equity 41,875,870 40,710,385
Surplus on revaluation of assets - net of tax 4,880,288 5,567,995
  46,756,158 46,278,380

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
 
Jun 30, 2017
(Restated)
Mark-up / return / interest earned 27,392,157 24,659,600
Mark-up / return / interest expensed (12,460,720) (11,911,364)
Net mark-up / return / interest income 14,931,437 12,748,236
Reversal / (provision) against non-performing loans and advances - net 268,977 (128,743)
Provision for diminution in the value of investments (196,614) -
Bad debts written-off directly - -
  72,363 (128,743)
Net mark-up / return / interest income after provisions 15,003,800 12,619,493
Non mark-up / interest income
Fees, commission and brokerage income 2,024,714 1,598,902
Dividend income 161,613 515,542
Income from dealing in foreign currencies 645,186 253,970
Gain / (loss) on sale / redemption of securities - net 41,691 2,367,892
Unrealised (loss) / gain on revaluation of investments classified as held for trading - net (14,512) (10,621)
Share of profit from associates 33,020 25,734
Other income 463,153 510,879
Total non mark-up / interest income 3,354,865 4,962,298
  18,358,665 17,581,791
Non mark-up / interest expenses
Administrative expenses (11,147,714) (9,681,187)
Other reversals / (provisions) / write-offs 41,691 (7,325)
Other charges (150,359) (343,494)
Total non mark-up / interest expenses (11,256,382) (10,032,006)
  7,102,283 7,549,785
Extra-ordinary / unusual items - -
Profit before taxation 7,102,283 7,549,785
Taxation - current (2,911,249) (2,898,310)
             - prior years - (503,224)
             - deferred 22,542 277,478
  (2,888,707) (3,124,056)
Profit after taxation 4,213,576 4,425,729
Attributable to:
Shareholders of the holding company 4,214,902 4,418,455
Non-controlling interest (1,326) 7,274
  4,213,576 4,425,729
Basic and diluted earnings per share attributable to equity holders of the holding company - (Rupees) 3.79 3.98
Auditor(s):

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