Financials - Half Yearly
The Bank of Khyber
Balance Sheet
  As at June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Dec 31, 2017
Assets
Cash and balances with treasury banks 10,810,941 8,916,018
Balances with other banks 3,488,642 3,257,351
Lendings to financial institutions 2,579,017 1,529,106
Investments - net 96,501,869 140,473,783
Advances - net 92,167,568 83,369,052
Other assets 5,097,208 4,837,198
Operating fixed assets 2,361,349 2,370,125
Deferred tax asset - net 680,209 379,751
  213,686,803 245,132,384
Liabilities
Bills payable 689,641 1,131,241
Borrowings from financial institutions 23,048,435 64,189,586
Deposits and other accounts 170,125,653 159,246,974
Sub-ordinated loans - -
Liabilities against assets subjects to finance lease - -
Other liabilities 5,702,729 5,166,464
Deferred tax liabilities - net - -
  199,566,458 229,734,265
Net assets 14,120,345 15,398,119
Represented by
Share capital 10,002,524 10,002,524
Reserves 2,705,533 2,550,263
Un-appropriated profit 1,510,989 2,390,464
  14,219,046 14,943,251
(Deficit) / Surplus on revaluation of assets - net of deferred tax (98,701) 454,868
  14,120,345 15,398,119

The Bank of Khyber
Profit and Loss Account
  For the six months ended June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Jun 30, 2017
Mark-up / return / interest earned 7,134,096 6,731,479
Mark-up / return / interest expensed 4,343,165 4,504,826
Net mark-up / return / interest income 2,790,931 2,226,653
Provision / (reversal) against loans and advances - net (65,395) 218,126
(Reversal) for diminution in the value of investments (5,763) (8,378)
Bad debts written off directly - -
  (71,158) 209,748
Net mark-up / return / interest income after provisions 2,862,089 2,016,905
Non mark-up / return /  interest income
Fee, commission and brokerage income 211,173 157,301
Dividend income 26,542 36,557
Income from dealing in foreign currencies 54,629 35,948
Gain / (loss) on sale of securities - net 11,930 1,156,509
Unrealised (loss) / gain on revaluation of investments classified as
held-for-trading - net
(698) 527
Other income 67,043 53,019
Total non mark-up / return / interest income 370,619 1,439,861
  3,232,708 3,456,766
Non mark-up / return /  interest income
Administrative expenses 1,965,370 1,804,429
Other provisions - -
Other charges 130 (87)
Total non mark-up / return / interest expenses 1,965,500 1,804,342
Profit before taxation 1,267,208 1,652,424
Taxation
   - current 493,238 558,514
   - prior - 134,958
   - deferred (2,382) 19,834
  490,856 713,306
Profit after taxation 776,352 939,118
Earnings per share - basic and diluted (in Rupees) 0.78 0.94
Auditor(s):

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