Financials - Half Yearly
Habib Bank Limited
Consolidated Balance Sheet
  As at June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
 
Dec 31, 2017
Restated
Assets
Cash and balances with treasury banks 242,017,177 246,043,030
Balances with other banks 37,752,236 40,804,269
Lendings to financial institutions 51,797,014 33,900,345
Investments 1,355,163,121 1,374,807,643
Advances 934,613,810 851,502,420
Operating fixed assets 66,253,503 62,792,843
Deferred tax asset 291,354 -
Other assets 77,083,684 74,251,149
  2,764,971,899 2,684,101,699
Liabilities
Bills payable 36,563,340 33,752,219
Borrowings 333,499,265 397,802,667
Deposits and other accounts 2,117,500,540 1,998,935,057
Sub-ordinated loans 9,992,000 9,994,000
Liabilities against assets subject to finance lease - -
Deferred tax liability - 971,368
Other liabilities 71,364,969 53,830,894
  2,568,920,114 2,495,286,205
Net assets 196,051,785 188,815,494
Represented by
Shareholders' equity 
Share capital 14,668,525 14,668,525
Reserves 57,775,747 52,266,420
Unappropriated profit 101,426,904 96,974,143
Total equity attributable to the equity holders of the bank 173,871,176 163,909,088
Non-controlling interest 3,747,509 3,487,281
Surplus on revaluation of assets - net of deferred tax 18,433,100 21,419,125
  196,051,785 188,815,494

Habib Bank Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Jun 30, 2017
Mark-up / return / profit / interest earned 75,529,214 72,302,748
Mark-up / return / profit / interest expensed 35,246,628 30,901,318
Net mark-up / return / profit / interest income 40,282,586 41,401,430
(Reversal) / provision against advances (243,186) 564,059
Provision / (reversal) against off-balance sheet obligations 2,671 (50,233)
Provision for diminution in the value of investments 261,808 647,522
Bad debts written off directly - -
  21,293 1,161,348
Net mark-up / return / profit / interest income after provisions 40,261,293 40,240,082
Non mark-up / interest income
Fee, commission and brokerage income 9,217,467 10,201,162
Dividend income 495,686 685,752
Share of profit of associates and joint venture 1,658,780 1,902,826
(Loss) / income from dealing in foreign currencies (1,041,947) 1,315,735
Gain on sale of securities - net 329,735 1,904,872
Unrealized (loss) / gain on held-for-trading securities (53,594) (23,641)
Other income 136,544 447,022
Total non-markup / interest income 10,742,671 16,433,728
  51,003,964 56,673,810
Not mark-up / interest expense
Administrative expenses 36,190,457 28,353,537
Other provisions / write offs - net 107,823 66,299
Other charges 309,220 507
Workers' welfare fund 267,883 536,291
Total non mark-up / interest expenses 36,875,383 28,956,634
Profit before taxation 14,128,581 27,717,176
Taxation - current 5,969,396 10,242,626
             - prior - 2,072,385
             - deferred 31,110 (274,955)
  6,000,506 12,040,056
Profit after taxation 8,128,075 15,677,120
Attributable to:
Equity holder of the bank 7,943,396 15,494,600
Non-controlling interest 184,679 182,520
  8,128,075 15,677,120
Basic and diluted earnings per share - (Rupees) 5.42 10.56
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.