Financials - Half Yearly
JS Bank Limited
Consolidated Balance Sheet
  As at June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Dec 31, 2017
Assets
Cash and balances with treasury banks 21,775,615 17,334,111
Balances with other banks - net 502,404 1,049,496
Lendings to financial institutions - net 1,648,157 3,116,199
Investments - net 146,873,499 170,288,835
Advances -net 228,760,908 184,161,175
Operating fixed assets 8,713,940 7,589,702
Deferred tax assets - net - -
Other assets - net 9,561,145 7,414,358
  417,835,668 390,953,876
Liabilities
Bills payable 4,399,606 3,824,278
Borrowings 67,606,161 64,557,043
Deposits and other accounts 309,881,415 288,365,014
Sub-ordinated loans 4,997,800 4,998,800
Liabilities against assets subject to finance lease 48,737 5,032
Deferred tax liabilities-net 320,013 686,941
Other liabilities 10,867,412 8,848,854
  398,121,144 371,285,962
Net assets 19,714,524 19,667,914
Represented by:
Share capital 12,974,643 10,724,643
Discount on issue of shares (2,855,401) (2,105,401)
Preference shares - 1,500,000
Reserves 1,709,144 1,540,987
Unappropriated profit 5,866,297 5,463,357
  17,694,683 17,123,586
Non-controlling interest 1,477,040 1,463,454
  19,171,723 18,587,040
Surplus on revaluation of assets - net of tax 542,801 1,080,874
  19,714,524 19,667,914

JS Bank Limited
Consolidated Profit and Loss Account
  For the six month ended June 30, 2018
(Rupees in ' 000)
 
Jun 30, 2018
Jun 30, 2017
Mark-up / return / interest earned 14,045,657 8,551,899
Mark-up / return / interest expensed 9,583,026 5,766,512
Net mark-up / interest income 4,462,631 2,785,387
Provision against non-performing loans and advances - net (123,867) (78,638)
Reversal against diminution in the value of investments - net 57,848 8,505
Bad debts written off directly - -
  (66,019) (70,133)
Net mark-up / return / interest income after provisions 4,396,612 2,715,254
Non mark-up / interest income
Fee, commission and brokerage income 1,812,236 1,557,086
Dividend income 97,007 129,558
income from dealing in foreign currencies 240,038 133,174
Gain / (loss) on sale of securities - net 33,511 454,798
Unrealised gain / (loss) on revaluation of investments classified as held-for-trading - net 11,212 (8,428)
Share of profit from associate 4,186 -
Other income - net 155,301 90,685
Total non mark-up / interest income 2,353,491 2,356,873
  6,750,103 5,072,127
Non mark-up / interest expenses
Administrative expenses 5,442,946 4,200,416
Other provision - net 65,718 -
Other charges 24,823 30,394
Total non mark-up / interest expenses 5,533,487 4,230,810
  1,216,616 841,317
Extra ordinary / unusual items - -
Profit before taxation 1,216,616 841,317

Taxation

             - current (497,763) (313,594)
             - prior years (14,883) (115,944)
             - deferred 20,010 (514)
  (492,636) (430,052)
Profit After taxation 723,980 411,265
Attributable to:
 Equity holders of the bank 711,991 360,210
 Non-controlling interest       11,989 51,055
  723,980 411,265
Basic and diluted earnings per share - (Rupees) 0.43 0.17
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.