Financials - Half Yearly
Bank Alfalah Limited
Consolidated Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 108,307,524 82,407,736
Balances with other banks 9,240,737 3,911,554
Lendings to financial institutions 48,087,762 62,172,287
Investments 252,379,195 279,251,731
Advances 494,133,737 501,639,727
Fixed assets 27,068,598 18,317,042
Intangible assets 1,294,011 1,317,271
Deferred tax assets - -
Other assets 51,184,136 35,998,315
Assets held for sale - 23,589,489
  991,695,700 1,008,605,152
Liabilities
Bills payable 20,149,900 35,988,225
Borrowings 76,307,909 124,017,735
Deposits and other accounts 740,546,854 702,847,125
Liabilities against assets subject to finance lease - -
Subordinated debt 11,988,000 11,989,000
Deferred tax liabilities 2,533,239 2,500,097
Other liabilities 56,198,043 33,805,722
Liabilities directly associated with the assets held for sale - 20,435,396
  907,723,945 931,583,300
Net assets 83,971,755 77,021,852
Represented by
Share capital 17,771,651 17,743,629
Reserves 26,117,241 23,050,754
Surplus on revaluation of assets 7,878,497 7,389,127
Unappropriated profit 31,557,475 28,323,585
Total equity attributable to the equity holders of the Bank 83,324,864 76,507,095
     
Non-controlling interest 646,891 514,757
  83,971,755 77,021,852

Bank Alfalah Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / interest earned 41,628,966 28,094,001
Mark-up / return / interest expensed 19,979,226 12,738,378
Net mark-up / interest income 21,649,740 15,355,623
Non mark-up / interest income
Fee and commission income 3,734,019 3,383,248
Dividend income 169,777 172,804
Foreign exchange income 1,263,768 882,858
(Loss) / gain from derivatives (12,892) 30,796
(Loss) / gain on securities (63,094) 1,181,945
Share of profit from associates 342,227 336,373
Other income 142,979 150,289
Total non-mark-up / interest income 5,576,784 6,138,313

Total income

27,226,524 21,493,936
Non mark-up / interest expenses
Operating expenses 14,056,081 11,837,852
Workers' welfare fund 257,210 194,400
Other charges 109,292 1,154
Total non-mark-up / interest expenses 14,422,583 12,033,406
Profit before provisions 12,803,941 9,460,530
Provisions and write offs - net 979,828 (850,456)
Extra ordinary / unusual items - -
Profit before taxation 11,824,113 10,310,986
Taxation 5,340,499 4,088,275
Profit after taxation 6,483,614 6,222,711
Attributable to:
Equity holders of the Bank 6,451,823 6,180,300
Non-controlling interest 31,791 42,411
  6,483,614 6,222,711
Basic earnings per share - Restated (Rupees) 3.63 3.49
Diluted earnings per share - Restated (Rupees) 3.63 3.48
Auditor(s):

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