Financials - Half Yearly
Bank AL Habib Limited
Consolidated Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 98,011,637 74,432,185
Balances with other banks 11,099,778 8,010,940
Lendings to financial institutions 2,296,274 -
Investments 452,335,275 414,981,145
Advances 503,239,548 478,214,653
Fixed assets 34,322,780 26,192,997
Intangible assets 240,341 170,863
Deferred tax assets - -
Other assets 61,191,996 46,723,577
  1,162,737,655 1,048,726,360
Liabilities
Bills payable 21,080,390 20,603,682
Borrowings 136,958,233 119,038,358
Deposits and other accounts 875,641,919 796,851,867
Liabilities against assets subject to finance lease - -
Subordinated debt 14,994,400 14,996,000
Deferred tax liabilities 451,342 1,344,621
Other liabilities 61,485,155 45,896,782
  1,110,611,439 998,731,310
Net assets 52,126,216 49,995,050
Represented by
Share capital 11,114,254 11,114,254
Reserves 16,021,715 14,757,530
Surplus on revaluation of assets 2,991,546 3,375,368
Unappropriated profit 21,898,803 20,641,220
Equity attributable to the shareholders of the holding company 52,026,318 49,888,372
Non-controlling interest 99,898 106,678
Total Equity 52,126,216 49,995,050

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / interest earned 23,539,968 14,176,959
Mark-up / return / interest expensed (13,860,295) (6,287,647)
Net mark-up / return / interest income 9,679,673 7,889,312
Non mark-up / interest income
Fee and commission income 1,488,158 1,194,652
Dividend income 80,839 110,949
Foreign exchange income 814,006 403,174
Income / (loss) from derivatives 0 0
(Loss) / gain on securities - net (77,612) (8,387)
Share of profit from associates 16,912 29,945
Other income 154,139 107,232
Total non mark-up / interest income 2,476,442 1,837,565
Total income 12,156,115 9,726,877
Non mark-up / interest expenses
Operating expenses (6,492,659) (5,753,598)
Workers welfare fund (113,251) (77,162)
Other charges (23,988) (2,549)
Total non mark-up / interest expenses (6,629,898) (5,833,309)
Profit before provisions 5,526,217 3,893,568
(Provision) / reversals and write offs - net (1,429,569) (180,228)
Extra ordinary / unusual items 0 0
Profit before taxation 4,096,648 3,713,340
Taxation (1,703,443) (1,568,975)
Profit after taxation 2,393,205 2,144,365
Attributable to
Shareholders of the holding company 2,395,086 2,144,035
Non-controlling interest (1,881) 330
  2,393,205 2,144,365
Basic and diluted earnings per share attributable to the equity holders of the holding company (Rupees) 2,15 1,93
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.