Financials - Half Yearly Bank AL Habib Limited Consolidated Balance Sheet   As at June 30, 2019 (Rupees in ' 000)   Jun 30, 2019 Dec 31, 2018 Assets Cash and balances with treasury banks 98,011,637 74,432,185 Balances with other banks 11,099,778 8,010,940 Lendings to financial institutions 2,296,274 - Investments 452,335,275 414,981,145 Advances 503,239,548 478,214,653 Fixed assets 34,322,780 26,192,997 Intangible assets 240,341 170,863 Deferred tax assets - - Other assets 61,191,996 46,723,577   1,162,737,655 1,048,726,360 Liabilities Bills payable 21,080,390 20,603,682 Borrowings 136,958,233 119,038,358 Deposits and other accounts 875,641,919 796,851,867 Liabilities against assets subject to finance lease - - Subordinated debt 14,994,400 14,996,000 Deferred tax liabilities 451,342 1,344,621 Other liabilities 61,485,155 45,896,782   1,110,611,439 998,731,310 Net assets 52,126,216 49,995,050 Represented by Share capital 11,114,254 11,114,254 Reserves 16,021,715 14,757,530 Surplus on revaluation of assets 2,991,546 3,375,368 Unappropriated profit 21,898,803 20,641,220 Equity attributable to the shareholders of the holding company 52,026,318 49,888,372 Non-controlling interest 99,898 106,678 Total Equity 52,126,216 49,995,050 Bank AL Habib Limited Consolidated Profit and Loss Account   For the six months ended June 30, 2019 (Rupees in ' 000)   Jun 30, 2019 Jun 30, 2018 Mark-up / return / interest earned 23,539,968 14,176,959 Mark-up / return / interest expensed (13,860,295) (6,287,647) Net mark-up / return / interest income 9,679,673 7,889,312 Non mark-up / interest income Fee and commission income 1,488,158 1,194,652 Dividend income 80,839 110,949 Foreign exchange income 814,006 403,174 Income / (loss) from derivatives –0 –0 (Loss) / gain on securities - net (77,612) (8,387) Share of profit from associates 16,912 29,945 Other income 154,139 107,232 Total non mark-up / interest income 2,476,442 1,837,565 Total income 12,156,115 9,726,877 Non mark-up / interest expenses Operating expenses (6,492,659) (5,753,598) Workers welfare fund (113,251) (77,162) Other charges (23,988) (2,549) Total non mark-up / interest expenses (6,629,898) (5,833,309) Profit before provisions 5,526,217 3,893,568 (Provision) / reversals and write offs - net (1,429,569) (180,228) Extra ordinary / unusual items –0 –0 Profit before taxation 4,096,648 3,713,340 Taxation (1,703,443) (1,568,975) Profit after taxation 2,393,205 2,144,365 Attributable to Shareholders of the holding company 2,395,086 2,144,035 Non-controlling interest (1,881) 330   2,393,205 2,144,365 Basic and diluted earnings per share attributable to the equity holders of the holding company (Rupees) 2,15 1,93 Auditor(s): Pakistan Banks' Association 2005. All Rights Reserved.