Financials - Half Yearly
The Bank of Khyber
Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 11,260,599 12,351,453
Balances with other banks 3,523,654 3,705,360
Lendings to financial institutions 3,331,347 7,695,642
Investments 91,049,463 94,233,239
Advances 111,842,933 95,011,903
Fixed assets 3,354,413 2,216,422
Intangible assets 59,282 78,850
Deferred tax asset 2,042,537 1,757,451
Other assets 9,094,641 6,044,663
  235,558,869 223,094,983
Liabilities
Bills payable 843,841 895,126
Borrowings 17,659,784 34,842,114
Deposits and other accounts 195,268,486 171,167,556
Liabilities against assets subjects to finance lease - -
Subordinated debt - -
Deferred tax liabilities - -
Other liabilities 9,857,874 4,485,603
  223,629,985 211,390,399
Net assets 11,928,884 11,704,584
Represented by
Share capital 10,002,524 10,002,524
Reserves 2,743,116 2,643,483
Deficit on revaluation of assets (2,378,556) (2,104,692)
Unappropriated profit 1,561,800 1,163,269
  11,928,884 11,704,584

The Bank of Khyber
Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / interest earned 10,272,226 7,134,096
Mark-up / return / interest expensed 7,810,267 4,343,165
Net mark-up / interest income 2,461,959 2,790,931
Non mark-up / interest income
Fee and commission income 195,388 225,024
Dividend income 5,435 26,542
Foreign exchange income 89,197 54,629
Income / (loss) from derivatives - -
(Loss) / gain on securities - net 2,192 11,232
Other income 59,760 53,192
Total non mark-up / interest income 351,972 370,619
Total income 2,813,931 3,161,550
Non mark-up / interest expenses
Operating expenses 2,027,492 1,965,370
Workers welfare fund - -
Other charges 2,287 130
Total non mark-up / interest expenses 2,029,779 1,965,500
Profit before provisions 784,152 1,196,050
Provisions and write offs - net 145,645 (71,158)
Profit before taxation 638,507 1,267,208
Taxation 140,343 490,856
Profit after taxations 498,164 776,352

Basic and diluted earnings per share (Rupees)

 0.50 0.78
Auditor(s):
Pakistan Banks' Association 2005. All Rights Reserved.