Financials - Half Yearly
The Bank of Punjab
Unconsolidated Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 54,574,949 43,589,610
Balances with other banks 11,022,377 5,837,962
Lendings to financial institutions 27,803,503 27,443,153
Investments - net 274,303,558 210,052,628
Advances - net 380,958,876 382,109,763
Fixed assets 13,837,825 8,793,191
Intangible assets 864,936 897,990
Deferred tax assets - net 8,119,816 8,027,104
Other assets - net 31,110,228 27,965,012
  802,648,728 714,716,413
Liabilities
Bills payable 4,154,644 3,577,677
Borrowings 49,898,445 41,801,240
Deposits and other accounts 665,161,181 595,561,963
Liabilities against assets subjects to finance lease - -
Subordinated debts 8,795,780 8,797,140
Deferred tax liabilities - -
Other liabilities 35,499,627 27,102,649
  763,509,677 676,840,669
Net assets 39,139,051 37,875,744
Represented by
Share capital - net 26,173,766 26,173,766
Reserves 5,074,930 5,074,930
Surplus on revaluation of assets - net of tax 2,457,205 3,260,312

Non controlling interest

384,106 328,052

Unappropriated profit

5,049,044 3,038,684
  39,139,051 37,875,744

The Bank of Punjab
Unconsolidated Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / interest earned 34,161,810 20,439,520
Mark-up / return / interest expensed 21,033,787 11,219,548
Net mark-up / return / interest income 13,128,023 9,219,972
Non mark-up / return / interest income
Fee, commission and brokerage income 1,687,554 1,617,313
Dividend income 57,821 35,362
Foreign exchange income 30,761 124,720
Income / (loss) from derivatives - -
Gain / (Loss) on securities - net 33,918 18,171
Other income - net 43,752 44,094
Total non mark-up / interest income 1,853,806 1,839,660
Total income 14,981,829 11,059,632
Non mark-up / return / interest income
Operating expenses 7,025,982 5,895,100
Workers' welfare fund - -
Other charges 2,663 -
Total non mark-up / return / interest expenses 7,028,645 5,895,100

Profit before provisions

7,953,184 5,164,532
Provisions / (reversals) and write offs - net 1,020,731 (1,051,663)
Extra ordinary / unusual items - -

Profit before taxation

6,932,453 6,216,195
Taxation - net 2,918,409 2,366,035
Profit after taxation 4,014,044 3,850,160

Basic earnings per share - Rupees

1.52 1.46
Diluted earnings per share - Rupees 1.52 1.46
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.