Financials - Half Yearly
Faysal Bank Limited
Consolidated Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 67,920,092 43,174,003
Balances with other banks 2,480,029 1,848,859
Lendings to financial institutions 6,248,563 2,997,486
Investments 151,707,988 213,815,803
Advances 304,230,783 296,444,861
Fixed assets 19,937,140 11,662,446
Intangible assets 1,744,405 1,743,900
Deferred tax assets 445,043 141,712
Other assets 34,594,744 28,167,363
  589,308,787 599,996,433
Liabilities
Bills payable 9,699,390 23,543,524
Borrowings 40,510,739 98,351,921
Deposits and other accounts 454,275,876 409,383,501
Liabilities against assets subject to finance lease - -
Subordinated debt - -
Deferred tax liabilities - -
Other liabilities 38,434,382 25,184,233
  542,920,387 556,463,179
Net assets 46,388,400 43,533,254
Represented by
Share capital 15,176,965 15,176,965
Reserves 8,681,426 8,778,908
Surplus on revaluation of assets 5,002,574 5,093,667
Unappropriated profit 17,527,430 14,483,709
Total equity attributable to the equity holders of the parent 46,388,395 43,533,249
Non-controlling interest 5 5
  46,388,400 43,533,254

Faysal Bank Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
 
Jun 30, 2018
(Restated)
Mark-up / return / interest earned 25,730,284 15,309,144
Mark-up / return / interest expensed 15,671,429 8,097,960
Net mark-up / interest Income 10,058,855 7,211,184
Non mark-up / interest income
Fee and commission income 2,031,097 1,872,205
Dividend income 242,076 50,840
Foreign exchange income 1,632,529 952,694
Income from derivatives 73,720 26,582
(Loss) / gain on securities (408,629) 176,513
Other income 195,966 283,816
Total non mark-up / interest income 3,766,759 3,362,650
Total income 13,825,614 10,573,834
Non mark-up / interest expenses
Operating expenses 7,795,009 6,796,816
Workers welfare fund 121,489 122,433
Other charges 17,219 12,118
Total non mark-up / interest expenses 7,933,717 6,931,367
Profit before provisions 5,891,897 3,642,467
Provision / (reversal of provision) and recoveries against writen-off debts - net 670,910 (607,047)
Share of loss associates - (6,196)
Extra ordinary / unusual items - -
Profit before taxation 5,220,987 4,243,318
Taxation 2,215,562 1,832,763
Profit after taxation 3,005,425 2,410,555
Basic diluted earnings per share 1.98 1.59
Auditor(s):

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