Financials - Half Yearly
Habib Bank Limited
Consolidated Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Dec 31, 2018
Assets
Cash and balances with treasury banks 372,968,607 279,460,688
Balances with other banks 49,465,786 42,642,022
Lendings to financial institutions 70,645,013 51,277,336
Investments 1,351,115,719 1,390,052,464
Advances 1,135,521,031 1,080,440,220
Fixed assets 76,162,241 64,083,277
Intangible assets 8,621,922 7,865,361
Deferred tax assets - 570,717
Other assets 131,197,120 109,461,065
  3,195,697,439 3,025,853,150
Liabilities
Bills payable 38,768,597 42,460,568
Borrowings 490,747,915 523,319,055
Deposits and other accounts 2,304,626,845 2,137,293,065
Liabilities against assets subject to finance lease - -
Subordinated debt 18,416,000 9,990,000
Deferred tax liabilities 1,199,475 -
Other liabilities 132,209,451 113,538,251
  2,985,968,283 2,826,600,939
Net assets 209,729,156 199,252,211
Represented by
Shareholders' equity 
Share capital 14,668,525 14,668,525
Reserves 67,137,477 64,435,243
Surplus on revaluation of assets - net of  tax 16,114,414 14,531,643
Unappropriated profit 107,371,884 101,606,320
Total equity attributable to the equity holders of the bank 205,292,300 195,241,731
Non-controlling interest 4,436,856 4,010,480
  209,729,156 199,252,211

Habib Bank Limited
Consolidated Profit and Loss Account
  For the six months ended June 30, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / profit / interest earned 111,090,000 75,531,749
Mark-up / return / profit / interest expensed 63,386,612 35,626,606
Net mark-up / return / profit / interest income 47,703,388 39,905,143
Non mark-up / interest income
Fee and commission income 10,677,330 9,235,317
Dividend income 314,461 495,686
Share of profit of associates and joint venture 1,328,379 1,658,780
Foreign exchange loss (1,632,651) (661,969)
Loss from derivatives (1,023,516) (116,421)
(Loss) / gain on securities - net (2,113,615) 276,141
Other income 402,834 226,975
Total non-markup / interest income 7,953,222 11,114,509
Total income 55,656,610 51,019,652
Not mark-up / interest expense
Operating expenses 44,968,345 36,191,286
Workers' welfare fund 202,309 267,883
Other charges 81,279 309,220
Total non mark-up / interest expenses 45,251,933 36,768,389
Profit before provisions and taxation 10,404,677 14,251,263
Provisions and write offs - net 510,925 122,682
Profit before taxation 9,893,752 14,128,581
Taxation 5,966,450 6,000,506
Profit after taxation 3,927,302 8,128,075
Attributable to:
Equity holders of the bank 3,705,927 7,943,396
Non-controlling interest 221,375 184,679
  3,927,302 8,128,075
Basic and diluted earnings per share 2.53 5.42
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.