Financials - Half Yearly Pak Oman Microfinance Bank Limited Balance Sheet   As at June 30, 2019   Jun 30, 2019 Dec 31, 2018 Assets Cash and banks balances with SBP and NBP 3,254,257 3,751,514 Balances with other banks 2,627,924,846 491,355,790 Lendings to financial institutions - - Investments - net of provisions 220,269,360 630,621,534 Advances - net of provision 1,489,292,639 1,208,640,993 Operating fixed assets 95,233,472 52,318,751 Other assets 97,899,361 79,961,693 Deferred tax assets 28,380,270 22,897,238 Total Assets 4,562,254,205 2,489,547,513 Liabilities Deposits and other accounts 6,790,326 6,784,301 Borrowings 1,982,284,483 - Subordinated - - Other liabilities 171,505,965 116,426,732 Deferred tax liabilities - net - -   2,160,580,774 123,211,033 Net assets 2,401,673,431 2,366,336,480 Represented by: Share capital 2,308,300,000 2,308,300,000 Share premium 52,041,600 52,041,600 Statutory and general reserves 33,387,996 26,320,606 Depositor's protection fund 8,640,081 6,873,233 Accumulated losses (696,246) (27,198,959)   2,401,673,431 2,366,336,480 Surplus on revaluation of assets - net deferred tax - -   2,401,673,431 2,366,336,480 Pak Oman Microfinance Bank Limited Profit and Loss Account   For the six months ended June 30, 2019   Jun 30, 2019 Jun 30, 2018 Mark-up / return / interest earned 314,015,184 189,458,821 Mark-up / return / interest expensed (3,306,615) (43,409) Net mark-up / return / interest income 310,708,569 189,415,412 Provision against non-performing loans and advances 94,149,389 27,902,646 Provision for diminution in the value of investments - - Bad debts written off directly - -   94,149,389 27,902,646 Net mark-up / return / interest income after provisions 216,559,180 161,512,766 Non mark-up / non interest income Fee, commission and brokerage income 35,913,419 21,153,844 Dividend income 3,047,188 - Other income 1,321,190 4,911,812 Total non-mark-up / non-interest income 40,281,797 26,065,656   256,840,977 187,578,422 Non mark-up / non interest expenses Administrative expenses 214,651,913 150,739,155 Other provisions / write offs - - Other charges - - Total non-mark-up / non-interest expenses 214,651,913 150,739,155   42,189,064 36,839,267 Extraordinary / unusual items - - Profit before taxation 42,189,064 36,839,267 Taxation - current 12,335,141 10,638,693              - prior years - -              - Deferred (5,483,028) -   6,852,113 10,638,693 Profit after taxation 35,336,951 26,200,574 Basic and diluted earnings per share (Rupee) 0.15 0.11 Auditor(s): Pakistan Banks' Association 2005. All Rights Reserved.