Financials - Half Yearly
The Punjab Provincial Cooperative Bank Limited
Balance Sheet
  As at December 31, 2019
(Rupees in ' 000)
 
Dec 31, 2019
Jun 30, 2018
Assets
Cash and balances with treasury banks 845,159 742,268
Balances with other banks 1,365,947 959,517
Lendings to financial institutions - -
Investments 2,008,861 2,876,398
Advances 10,397,173 9,861,768
Fixed assets 7,178,730 7,179,735
Intangible assets 699 1,778
Deferred tax asset - -
Other assets 962,049 833,784
  22,758,618 22,455,248
Liabilities
Bills payable 31,427 52,635
Borrowings - -
Deposits and other accounts 4,612,385 4,579,982
Liabilities against assets subject to finance lease - -
Subordinated debt - -
Deferred tax liabilities - -
Other liabilities 3,771,466 3,624,550
  8,415,278 8,257,167
Net assets 14,343,340 14,198,081
Represented by
Share capital - net 7,885,441 7,885,490
Reserves 808,852 809,147
Surplus on revaluation of assets 7,359,620 7,266,202
Accumulated losses (1,710,573) (1,762,758)
  14,343,340 14,198,081

The Punjab Provincial Cooperative Bank Limited
Profit and Loss Account
  For the six months period ended December 31, 2019
(Rupees in ' 000)
 
Dec 31,2019
Dec 31,2018
Mark-up / return / interest earned 1,041,603 896,986
Mark-up / return / interest expensed (138,707) (83,465)
Net mark-up / interest income 902,896 813,521
Non mark-up / interest income
Fee and commission income 10,477 7,532
Dividend income 31,007 34,144
Gain on securities - 39
Other income 55,950 50,744
Total non-mark-up / interest income 97,434 92,459
Total income 1,000,330 905,980
Non mark-up / interest expenses
Operating expenses (914,877) (783,465)
Workers welfare fund - -
Other charges - (2)
Total non-mark-up / interest expenses (914,877) (783,467)
Profit before provisions 85,453 122,513
Provisions and write offs - net - -
Extra ordinary / unusual items - -
Profit before taxation 85,453 122,513
Taxation (33,268) (32,527)
Profit after taxation 52,185 89,986
Basic and diluted (loss) / earnings per share -  Rupees 0.66 1.14
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.