Financials -  Yearly
Apna MicroFinance Bank Limited
 Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with SBP and NBP 237,836,612 68,226,942
Balance with other banks/MFBs 1,758,682,849 528,251,817
Lendings to financial institutions - -
Investments - net of provisions 257,598,018 190,767,143
Advances - net of provisions 2,588,423,092 766,138,548
Operating fixed assets 351,136,431 93,725,598
Other assets 476,801,818 111,844,458
Deferred tax asset-net - -
  Total assets 5,670,478,820 1,758,954,506
Liabilities
Deposits and other accounts 4,546,697,079 1,193,506,624
Borrowings - -
Subordinated debt - -
Other liabilities 68,758,801 22,839,032
Deferred tax liabilities - -
Total liabilities 4,615,455,880 1,216,345,656
Net assets 1,055,022,940 542,608,850
REPRESENTED BY:
Share capital 2,200,000,000 1,100,000,000
Discount on issue of shares (950,000,000) (400,000,000)
Statutory reserve 1,279,583 1,279,583
Depositors' protection fund 319,896 319,896
Accumulated loss (221,485,690) (192,270,001)
  1,030,113,789 509,329,478
Surplus / (deficit on revaluation of assets (50,142) 1,740,937
Deferred grants 24,959,293 31,538,435
Share deposit money - -
  1,055,022,940 542,608,850

Apna MicroFinance Bank Limited
 Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 447,154,900 239,418,864
Mark-up / return / interest expensed (187,445,668) (78,963,877)
Net mark-up / interest income 259,709,232 160,454,987
Provision against non-performing loans and advances (33,458,766) (25,549,731)
Provision for diminution in the value of investments - -
Recovery against bad debts written off 3,323,328 5,973,069
Bad debts written off directly - -
  (30,135,438) (19,576,662)
Net mark-up / interest income after provisions 229,573,794 140,878,325
Non mark-up / non interest income
Fee commission and brokerage income 39,775,757 9,423,475
Dividend income - -
Other income 58,096,193 24,084,505
 Total non mark-up / non interest income 97,871,950 33,507,980
  327,445,744 174,386,305
Non mark-up / non interest expense
Administrative expense (351,792,126) (165,664,970)
Other provisions / write offs - -
Other charges - -
Total non mark-up / non interest expense (351,792,126) (165,664,970)
  (24,346,382) 8,721,335
Extra ordinary / unusual items - -
Profit (loss) before taxation (24,346,382) 8,721,335
Taxation - current (4,869,307) 2,548,154)
             - prior years - (25,322)
             - deferred - -
  (4,869,307) (2,573,476)
Profit / (loss) after taxation (29,215,689) 6,147,859
Accumulated loss brought forward (192,270,001) (196,880,895)
  (221,485,690) (190,733,036)
Appropriations:
Transfer to    
Statutory reserve - (1,229,572)
Capital reserve (192,270,001) (196,880,895)
Contribution to MSDF/ DPF/ RMF - (307,393)
Revenue reserve - -
Proposed cash dividend Rupee Nil per share (2014:Rupee Nil share) - -
Others - -
  - (1,536,965)
 Accumulated loss carried forward (221,485,690) (192,270,001)
 Earnings / (loss) per share - basic and diluted (2014: restated) (0.16) 0.07
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.