Financials -  Yearly
Bank Alfalah Limited
Consolidated Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 62,368,827 50,515,645
Balances with other banks 16,583,138 12,334,368
Lendings to financial institutions 53,628,870 18,313,485
Investments - net 397,516,448 324,960,872
Advances - net 327,299,560 290,568,379
Operatings fixed assets 17,317,691 15,796,592
Deferred tax assets - -
Other assets 28,701,223 31,469,458
  903,415,757 743,958,799
Liabilities
Bills payable 9,733,929 11,758,155
Borrowings 172,393,198 55,232,916
Deposits and other accounts 640,137,161 605,956,904
Sub-ordinated loans 9,983,000 9,987,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 1,826,270 821,038
Other liabilities 15,249,463 14,635,222
  849,323,021 698,391,235
Net assets 54,092,736 45,567,564
Represented by
Share capital 15,898,062 15,872,427
Reserves 14,164,120 12,338,026
Unappropriated profit 12,813,488 10,091,872
Total equity attributable to the equity holders of the Bank 42,875,670 38,302,325
Non-controlling interest 274,134 255,999
Surplus on revaluation of assets - net of tax 10,942,932 7,009,240
  54,092,736 45,567,564

Bank Alfalah Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 61,424,713 55,374,052
Mark-up / return / interest expensed 32,810,469 33,494,344
Net mark-up / interest income 28,614,244 21,879,708
Provision against non-performing loans and advances - net 2,150,209 1,447,931
Provision for diminution in the value of investments - net 136,691 85,897
Bad debts written off directly - 5
  2,286,900 1,533,833
Net mark-up / interest income after provisions 26,327,344 20,345,875
Non mark-up / interest income
Fee, commission and brokerage income 4,570,382 4,545,819
Dividend income 349,963 313,950
Income from dealing in foreign currencies 1,379,097 2,042,957
Gain on sale of securities - net 1,534,994 1,058,167
Unrealised gain on revaluation of investments classified as held for trading - net 229,063 160,098
Share of profit from associates 309,017 331,238
Other income 730,298 684,131
Total non mark-up / interest income 9,102,814 9,136,360
  35,430,158 29,482,235
Non mark-up / interest expenses
Administrative expenses 22,119,740 20,201,113
Provision against off-balance sheet obligations 1,066 38,453
Provision against other assets 322,391 358,935
Other charges 329,789 206,377
Total non mark-up / interest expenses 22,772,986 20,804,878
  12,657,172 8,677,357
Extra ordinary / unusual items - -
Profit before taxation 12,657,172 8,677,357
Taxation - current 5,036,065 3,123,661
             - deferred (461,035) (272,194)
             - prior years 567,813 38,427
  5,142,843 2,889,894
Profit after taxation 7,514,329 5,787,463
Profit attributable to:
Equity holders of the Bank 7,502,660 5,765,251
Non-controlling interest 11,669 22,212
  7,514,329 5,787,463
Basic earnings per share 4.72 4.18
Diluted earnings per share 4.70 4.18
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.