Financials -  Yearly
The Bank of Khyber
Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 5,546,796 4,110,957
Balances with other banks 6,513,497 2,509,508
Lendings to financial institutions 13,205,156 2,100,000
Investments 88,296,124 72,431,445
Advances 36,453,611 40,057,170
Operating fixed assets 1,924,825 1,641,054
Deferred tax asset - -
Other assets 3,218,724 3,256,121
  155,158,733 126,106,255
Liabilities
Bills payable 504,884 586,407
Borrowings 17,130,194 14,192,181
Deposits and other accounts 117,292,012 92,263,694
Sub-ordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities 469,123 315,160
Other liabilities 3,844,944 3,829,241
  139,241,157 111,186,683
Net assets 15,917,576 14,919,572
Represented by
Share capital 10,002,524 10,002,524
Reserves 1,788,074 1,430,231
Unappropriated profit 2,182,400 1,778,056
  13,972,998 13,210,811
Surplus on revaluation of assets - net of tax 1,944,578 1,708,761
  15,917,576 14,919,572

The Bank of Khyber
Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 10,869,473 9,750,676
Mark-up / return / interest expensed 6,441,550 6,210,111
Net mark-up / interest income 4,427,923 3,540,565
Provision against non-performing loans and advances - net 498,132 305,884
Provision / (reversal) for diminution in the value of investments - net 82,410 (71,986)
Bad debts written off directly - 747
  580,542 234,645
Net mark-up / interest income after provisions 3,847,381 3,305,920
Non mark-up / interest income
Fee, commission and brokerage income 257,522 233,055
Dividend income 100,136 83,629
Income from dealing in foreign currencies 138,862 179,002
Gain on sale of securities - net 1,189,397 469,586
Unrealised (loss) / gain on revaluation of investments classified as held for trading - net (6,178) 29,962
Other income 119,683 70,836
Total non-mark-up / interest income 1,799,422 1,066,070
  5,646,803 4,371,990
Non mark-up / interest expenses
Administrative expenses 2,821,196 2,420,493
Other provisions / write offs 21,207 140
Reversal of provision for WWF (164,120) -
Other charges 9,888 50,834
Total non-mark-up / interest expenses 2,688,171 2,471,467
  2,958,632 1,900,523
Extra ordinary / unusual items - -
Profit before taxation 2,958,632 1,900,523
Taxation - current 1,014,620 602,720
             - prior years 122,147 (24,551)
             - deferred 32,651 12,934
  1,169,418 591,103
Profit after taxation 1.789.214 1,309,420
Unappropriated profit brought forward 1,778,056 741,920
Profit available for appropriation 3,567,270 2,051,340
Earnings per share - basic and diluted (in Rupees) 1.79 1.31
Auditor(s):

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