Financials -  Yearly
FINCA Microfinance Bank Limited
Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with SBP and NBP 356,638,478 320,860,590
Balances with other banks / NBFIs / MFBs 409,990,696 597,224,270
Lending to financial institutions - -
Investments - net of provisions 1,039,196,250 447,527,092
Advances - net of provisions 5,418,675,734 3,994,667,715
Operating fixed assets 776,652,189 582,646,784
Other assets 283,848,386 214,588,341
Deferred tax asset 166,917,194 222,956,184
Total assets 8,451,918,927 6,380,470,976
Liabilities
Deposits and other accounts 6,057,364,103 4,656,176,907
Borrowings 115,000,880 201,099,714
Subordinated debt - -
Other liabilities 346,019,502 241,007,252
Deferred tax liabilities - -
Total liabilities 6,518,384,485 5,098,283,873
Net assets 1,933,534,442 1,282,187,103
Represented by
Share capital 6,348,887,110 4,731,980,440
Discount on issue of shares (4,089,040,293) (2,957,205,624)
Statutory reserve 68,843,467 35,504,563
Depositors protection fund 17,928,449 8,881,508
Accumulated loss (431,381,215) (555,185,410)
  1,915,237,518 1,263,975,477
Deferred grants 18,296,924 18,211,626
Total capital 1,933,534,442 1,282,187,103

FINCA Microfinance Bank Limited
Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 1,899,753,877 1,247,136,155
Mark-up / return / interest expensed (534,669,450) (361,257,501)
Net mark-up / interest income 1,365,084,427 885,878,654
Provision against non performing loans and advances (77,511,013) (47,015,612)
Provision for diminution in the value of investments - -
Bad debts written off directly (28,143,149) (767,329)
  (105,654,162) (47,782,941)
Net mark-up / interest income after provisions 1,259,430,265 838,095,713
Non mark-up / non interest income
Fee, commission and brokerage income 283,396,327 218,933,961
Dividend income - -
Other income 42,775,745 16,282,686
Total non mark-up / non interest income 326,172,072 235,216,647
  1,585,602,337 1,073,312,360
Non mark-up / interest expenses
Administrative expenses (1,322,012,402) (1,030,557,203)
Other charges (18,369,779) (11,968,019)
Total non mark-up / interest expenses (1,340,382,181) (1,042,525,222)
Profit before taxation 245,220,156 30,787,138
Taxation - current (21,831,502) (14,660,702)
             - prior - -
             - deferred (56,694,134) 160,010,360
  (78,525,636) 145,349,658
Profit after taxation 166,694,520 176,136,796
Earning per share 0.308 0.372
Auditor(s):

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