Financials -  Yearly
First Women Bank Limited
Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 1,066,852 1,195,415
Balances with other banks 170,453 508,504
Lendings to financial institutions - -
Investments - net 11,067,137 7,300,567
Advances - net 7,970,275 8,345,238
Operating fixed assets 337,357 383,314
Deferred tax assets - net 263,579 321,372
Other assets - net 470,969 732,688
  21,346,622 18,787,098
Liabilities
Bills payable 103,166 111,951
Borrowings 2,832,357 2,502,955
Deposits and other accounts 15,163,440 13,448,864
Subordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 414,495 511,377
  18,513,458 16,575,147
Net assets 2,833,164 2,211,951
Represented by
Share capital 2,894,113 2,494,113
Reserves 294,768 294,768
Accumulated loss (489,622) (552,114)
  2,699,259 2,236,767
Surplus / (deficit) on revaluation of assets - net of tax 133,905 (24,816)
  2,833,164 2,211,951

First Women Bank Limited
Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 1,516,365 1,798,495
Mark-up / return / interest expensed 818,538 1,117,808
Net mark-up / interest income 697,827 680,687
Provision against non-performing loans and advances - net 229,192 650,356
Reversal of diminution in the value of investments (3,953) (6,710)
Bad debts written off directly - 17
  225,239 643,663
Net mark-up / interest income after provisions 472,588 37,024
Non mark-up / interest income
Fee, commission and brokerage income 38,817 34,676
Dividend income 19,989 9,241
Income from dealing in foreign currencies 29,178 10,986
Gain on sale of securities - net 295,957 6,938
Unrealized loss on revaluation of investments classified as held for trading (264) -
Other income - net 25,386 20,943
Total non mark-up / interest income 409,063 82,784
  881,651 119,808
Non mark-up / interest expenses
Administrative expenses 839,859 785,762
Other charges 7,520 101
Total non mark-up / interest expenses 847,379 785,863
Extra ordinary / unusual items - -
Profit / (loss) before taxation 34,272 (666,055)
Taxation - current year 18,946 20,604
             - prior years (1,845) 324
             - deferred (36,256) (187,092)
  (19,155) (166,164)
Profit / (loss) after taxation 53,427 (499,891)
Accumulated loss brought forward (552,114) (77,000)
Remeasurement of post retirement benefits obligations 6,046 22,253
Transfer from surplus on revaluation of fixed assets - net of tax 3,019 2,524
  (543,049) (52,223)
Accumulated loss (489,622) (552,114)
Basic and diluted earnings per share - after tax 0.21 (2.75)
Auditor(s):

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