Financials - Yearly
The Punjab Provincial Cooperative Bank Limited
Balance Sheet
  As at June 30, 2015
(Rupees in ' 000)
 
Jun 30, 2015
Jun 30, 2014
Assets
Cash and balances with treasury banks 866,698 779,550
Balances with other banks 1,775,794 1,240,883
Lending to financial institutions - 500,000
Investments - net 1,934,771 2,150,672
Advances - net 9,194,515 7,975,705
Operating fixed assets 4,619,964 4,594,887
Deferred tax assets - net - -
Other assets - net 923,123 743,700
  19,314,865 17,985,397
Liabilities
Bills payable 27,324 27,065
Borrowings - -
Deposits and other accounts 4,567,142 3,707,719
Sub-ordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 3,130,519 2,789,285
  7,724,985 6,524,069
Net assets 11,589,880 11,461,328
Represented by
Share capital 1,938,243 1,938,210
Reserves 6,603,774 6,581,685
Unappropriated loss (1,678,728) (1,656,708)
  6,863,289 6,863,187
Surplus on revaluation of assets - net of tax 4,726,591 4,598,141
  11,589,880 11,461,328

The Punjab Provincial Cooperative Bank Limited
Profit and Loss Account
  For the year ended June 30, 2015
(Rupees in ' 000)
 
Jun 30, 2015
Jun 30, 2014
Mark-up / return / interest earned 1,739,766 1,619,737
Mark-up / return / interest expensed 197,365 149,263
Net mark-up / interest income 1,542,401 1,470,474
Provision against loans and advances - -
Provision / (reversal) for diminution in the value of investments - -
Bad debts written off directly - -
Net mark-up / interest income after provisions 1,542,401 1,470,474
Non mark-up / interest income
Fee, commission and brokerage income 17,122 23,911
Dividend income 12,408 17,193
Income from dealing in foreign currencies - -
Gain / (loss) on sale of securities - -
Unrealized gain / (loss) on revaluation of investment classified as held for trading - -
Other income 70,377 68,840
Total non mark-up / interest income 99,907 109,944
  1,642,308 1,580,418
Non mark-up / interest expenses
Administrative expenses 1,432,249 1,469,612
Other provisions / write offs 85,872 -
Other charges - -
Total non-mark-up / interest expenses 1,518,121 1,469,612
Extra ordinary / unusual items - -
Profit before taxation 124,187 110,806
Taxation
- Current 33,048 26,947
- Prior years 1,414 -
- Deferred - -
  34,462 26,947
Profit after taxation 89,725 83,859
Unappropriated profit brought forward (1,656,708) (1,836,133)
Transfer from surplus on revaluation of fixed assets - net of tax - -
Loss available for appropriation (1,566,983) (1,752,274)
Earnings per share - basic 4.63 6.40
Auditor(s):

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