Financials -  Yearly
Standard Chartered Bank (Pakistan) Limited
Consolidated Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 29,482,134 21,475,345
Balances with other banks 4,300,002 387,301
Lendings to financial institutions 26,969,566 10,813,559
Investments 224,632,132 188,992,097
Advances 106,594,901 128,575,353
Operating fixed assets 5,963,952 6,282,553
Intangible assets 26,126,720 26,173,114
Other assets 31,922,103 37,024,009
  455,991,510 419,723,331
Liabilities
Bills payable 11,401,191 5,563,605
Borrowings 21,784,451 17,244,671
Deposits and other accounts 327,121,324 304,305,541
Sub-ordinated loans 2,500,000 2,500,000
Deferred tax liabilities - net 3,218,309 2,575,833
Other liabilities 26,808,249 25,633,393
  392,833,524 357,823,043
Net assets 63,157,986 61,900,288
Represented by
Share capital 38,715,850 38,715,850
Reserves 10,964,796 9,111,044
Unappropriated profit 5,575,472 6,889,177
Attributable to equity holders of the bank 55,256,118 54,716,071
Non-controlling interest 967,578 925,238
  56,223,696 55,641,309
Surplus / (deficit) on revaluation of assets - net of deferred tax 6,934,290 6,258,979
  63,157,986 61,900,288

Standard Chartered Bank (Pakistan) Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 33,883,308 35,269,158
Mark-up / return / interest expensed (11,116,572) (13,873,493)
Net mark-up / return / interest income 22,766,736 21,395,665
Provision against non-performing loans and advances - net (1,621,492) (511,391)
Recovery of amounts written off 252,617 316,883
Provision for diminution in the value of investments (4,729) (73,643)
Bad debts written off directly (181,865) (215,344)
  (1,555,469) (483,495)
Net mark-up / return / interest income after provisions 21,211,267 20,912,170
Non mark-up / non interest income
Fees, commission and brokerage income 3,635,678 3,321,683
Dividend income 858 3,754
Income from dealing in foreign currencies 2,061,390 2,908,748
Gain on sale of securities - net 1,015,697 727,126
Unrealized gain on revaluation of investments classified as held for trading - net 4,042 54,460
Other income 399,196 384,498
Total non mark-up / non interest income 7,116,861 7,400,269
  28,328,128 28,312,439
Non mark-up / non interest expenses
Administrative expenses (12,307,281) (12,496,824)
Other (provisions) / reversals / asset write-offs (2,800) (555)
Other charges (453,352) (447,053)
Total non mark-up / non interest expenses (12,763,433) (12,944,432)
  15,564,695 15,368,007
Extra-ordinary / unusual items - -
Profit before taxation 15,564,695 15,368,007
Taxation - current (5,231,564) (4,256,948)
             - prior years (697,323) (187,994)
             - deferred (204,874) (1,108,180)
  (6,133,761) (5,553,122)
Profit after taxation 9,430,934 9,814,885
Attributable to:
Equity holders of the bank 9,268,761 9,652,462
Non-controlling interest 162,173 162,423
  9,430,934 9,814,885
Basic / diluted earnings per share  2.39 2.49
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.