Financials -  Yearly
Soneri Bank Limited
Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 16,718,428 15,776,136
Balances with other banks 1,634,544 574,566
Lendings to financial and other institutions 3,306,244 604,342
Investments - net 108,633,807 75,715,677
Advances - net 112,001,752 107,968,205
Operating fixed assets 4,956,732 5,013,968
Deferred tax assets - net - -
Other assets - net 6,090,322 7,522,413
  253,341,829 213,175,307
Liabilities
Bills payable 2,751,084 2,779,715
Borrowings 39,875,623 25,824,908
Deposits and other accounts 185,222,383 163,250,371
Sub-ordinated loans 3,000,000 -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 1,417,042 1,419,963
Other liabilities 2,883,755 2,861,123
  235,149,887 196,136,080
Net assets 18,191,942 17,039,227
Represented by
Share capital 11,024,636 11,024,636
Reserves 1,049,465 933,911
Discount on issue of right shares (1,001,361) (1,001,361)
Unappropriated profit 4,263,217 3,150,185
  15,335,957 14,107,371
Surplus on revaluation of assets - net of tax 2,855,985 2,931,856
  18,191,942 17,039,227

Soneri Bank Limited
Profit and Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 18,319,732 16,906,398
Mark-up / return / interest expensed (10,722,265) (10,626,395)
Net mark-up / return / interest income 7,597,467 6,280,003
Provision against non-performing loans and advances - net 1,034,602 548,195
(Reversal of provision) / provision for diminution in the value of investments - net (9,277) 814
Bad debts written off directly 3,916 104
  1,029,241 549,113
Net mark-up / return / interest income after provisions 6,568,226 5,730,890
Non mark-up / interest income
Fee, commission and brokerage income 1,343,601 1,326,122
Dividend income 160,253 170,002
Income from dealing in foreign currencies 472,787 613,175
Gain on sale of securities - net 1,126,369 364,867
Unrealised (loss) / gain on revaluation of investments classified as 'held for trading' / future contracts (2,453) 9,626
Other income 52,235 24,898
Total non-markup / interest income 3,152,792 2,508,690
  9,721,018 8,239,580
Non mark-up / interest expenses
Administrative expenses 5,974,724 5,605,644
Provision against other assets - net 66 182
Other charges 150,621 191,858
Total non-markup / interest expenses 6,125,411 5,797,684
  3,595,607 2,441,896
Extra ordinary / unusual items - -
Profit before taxation 3,595,607 2,441,896
Taxation - current 1,402,494 930,130
Taxation - prior years 98,199 (433,151)
Taxation - deferred (117,854) 362,862
  1,382,839 859,841
Profit after taxation 2,212,768 1,582,055
Basic and diluted earnings per share 2.01 1.44
Auditor(s):

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