Financials -  Yearly
Zarai Taraqiati Bank Limited
Consolidated Balance Sheet
  As at December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Assets
Cash and balances with treasury banks 2,516,338 4,491,391
Balances with other banks 16,742,698 5,913,555
Lendings to financial institutions - 820,190
Investments - net 19,665,649 29,237,315
Advances - net 129,552,744 108,553,958
Operating fixed assets 2,105,429 1,584,150
Deferred tax assets - net 507,162 1,581,812
Other assets - net 16,793,850 11,669,626
  187,883,870 163,851,997
Liabilities
Bills payable 346,059 561,964
Borrowings 57,143,100 969,349
Deposits and other accounts 35,869,024 26,695,967
Sub-ordinated loans 3,204,323 -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 11,845,150 10,805,319
  108,407,656 39,032,599
Net assets 79,476,214 124,819,398
Represented by
Share capital 12,522,441 12,522,441
Reserves 5,643,290 4,588,766
Unappropriated profit 18,983,064 14,742,303
  37,148,795 31,853,510
Share deposit money 40,155,992 89,490,985
Surplus on revaluation of assets - net of tax 2,171,427 3,474,903
  79,476,214 124,819,398

Zarai Taraqiati Bank Limited
Consolidated Profit And Loss Account
  For the year ended December 31, 2015
(Rupees in ' 000)
 
Dec 31, 2015
Dec 31, 2014
Mark-up / return / interest earned 18,284,436 15,522,130
Mark-up / return / interest expensed 6,013,775 2,398,270
Net mark-up / interest income 12,270,661 13,123,860
Provision for diminution in the value of investment - net - -
Provision against non-performing loans and advances - net (573,110) 1,381,324
Impairment in the value of investment - -
Write off under relief packages 160,009 113,663
Bad debts written off directly - -
  (413,101) 1,494,987
Net mark-up / interest income after provisions 12,683,762 11,628,873
Non mark-up / interest income
Fee, commission and brokerage income 40,919 28,648
Dividend income 81,805 68,116
Income form trading in government securities - -
Income form dealing in foreign currencies - -
Gain on sale of securities 366,437 118,414
Unrealized gain on revaluation of investments classified as held for trading - -
Other income 5,086,001 4,269,529
Total non mark-up / interest income 5,575,162 4,484,707
  18,258,924 16,113,580
Non mark-up / interest expenses
Administrative expenses 9,706,358 7,730,765
Provision / (reversal) against other assets - net 34,936 (10,666)
Other charges 23,974 11,099
Total non mark-up / interest expenses 9,765,268 7,731,198
  8,493,656 8,382,382
Extra ordinary / unusual items  - -
Profit before taxation 8,493,656 8,382,382
Taxation - current year 2,311,747 3,003,990
             - prior years 361,408 4,263
             - deferred 477,391 (82,153)
  3,150,546 2,926,100
Profit after taxation 5,343,110 5,456,282
Unappropriated profit brought forward 14,742,303 13,758,929
Profit available for appropriation 20,085,413 19,215,211
Basic earnings per share (Rupees) 4,267 4,357
Diluted earnings per share (Rupees) 4,267 4.357
Auditor(s):

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