Financials -  Yearly
Apna MicroFinance Bank Limited
 Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with SBP and NBP 1,028,052,212 237,836,612
Balance with other banks / NBFIs / MFBs 4,280,247,005 1,758,682,849
Lendings to financial institutions - -
Investments - net of provisions 605,409,478 257,598,018
Advances - net of provisions 5,484,025,056 2,588,423,092
Operating fixed assets 821,089,654 351,136,431
Other assets 958,095,553 476,801,818
Deffered tax asset 377,084,060 -
  Total assets 13,554,003,018 5,670,478,820
Liabilities
Deposits and other accounts 12,347,070,954 4,546,697,079
Borrowings 204,001,745 -
Subordinated debt - -
Other liabilities 295,730,881 68,758,801
Deferred tax liabilities-net - -
Total liabilities 12,846,803,580 4,615,455,880
Net assets 707,199,438 1,055,022,940
Represented by:
Share capital 2,200,000,000 2,200,000,000
Discount on issue of shares (950,000,000) (950,000,000)
Share deposit money 400,000,000 -
Statutory reserve 1,279,583 1,279,583
Depositors' protection fund 319,896 319,896
Accumulated (loss) (957,009,250) (221,485,690)
  694,590,229 1,030,113,789
Surplus / (deficit on revalution of assets (1,901,020) (50,142)
Deferred grants 14,510,229 24,959,293
  707,199,438 1,055,022,940

Apna MicroFinance Bank Limited
 Profit and Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 1,441,502,272 447,154,900
Mark-up / return / interest expensed (671,551,250) (187,445,668)
Net mark-up / interest income 769,951,022 259,709,232
Provision against non-performing loans and advances (847,170,077) (33,458,766)
Provision for diminution in the value of investments - -
Recovery against bad debts written off 1,249,444 3,323,328
Bad debts written off directly - -
  (845,920,633) (30,135,438)
Net mark-up / interest (loss) / income after provisions (75,969,611) 229,573,794
Non mark-up / non interest income
Fee commission and brokerage income 61,471,438 39,775,757
Dividend income - -
Other income 51,426,535 58,096,193
 Total non mark-up /non interest income 112,897,973 97,871,950
  36,928,362 327,445,744
Non mark-up / non interest expense
Administrative expense (1,107,253,472) (351,792,126)
Other provisions / write offs / adjustment (27,252,773) -
Other charges - -
Total non mark-up / non interest expense (1,134,506,245) (351,792,126)
  (1,097,577,883) (24,346,382)
Extra ordinary / unusual items - -
(Loss) before taxation (1,097,577,883) (24,346,382)
Taxation - current (15,029,737) (4,869,307)
             - prior - -
             - deferred 377,084,060 -
  362,054,323 (4,869,307)
(Loss) after taxation (735,523,560) (29,215,689)
Accumulated (loss) brought forward (221,485,690) (192,270,001)
Accumulated (loss) carried forward (957,009,250) (221,485,690)
Appropriations:
Transfer to      
Statutory reserve - -
Capital reserve - -
Contribution to MSDF / DPF / RMF -  
Revenue reserve - -
Proposed cash dividend Rs. NIL per share (2015: Rs. Nil per share) - -
Others - -
Accumulated (loss) carried forward (957,009,250) (221,485,690)
(Loss) per share - basic and diluted  (3.34) (0.16)
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.