Financials -  Yearly
Bank AL Habib Limited
Consolidated Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 50,600,061 38,577,760
Balances with other banks 2,910,200 3,204,284
Lendings to financial institutions - 3992,794
Investments - net 405,343,017 356,906,766
Advances - net 261,440,523 207,288,807
Operating fixed assets 18,914,506 15,782,394
Deferred tax assets - net - -
Other assets - net 12,611,227 14,531,755
  751,819,534 640,284,560
Liabilities
Bills payable 13,872,057 8,665,462
Borrowings 93,717,345 62,592,299
Deposits and other accounts 584,165,978 516,197,547
Sub-ordinated loans 3,999,200 2,994,600
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 4,127,981 3,627,612
Other liabilities 9,041,670 8,015,506
  708,924,231 602,093,026
Net assets 42,895,303 38,191,534
Represented by
Share capital 11,114,254 11,114,254
Reserves 11,948,911 10,329,233
Unappropriated profit 13,043,606 10,414,605
Total equity attributable to the equity holders of the bank 36,106,771 31,858,092
Non-controlling interest 114,215 112,979
Total Equity 36,220,986 31,971,071
Surplus on revaluation of assets - net of tax 6,674,317 6,220,463
  42,895,303 38,191,534

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 47,820,451 50,310,263
Mark-up / return / interest expensed (23,132,351) (25,475,557)
Net mark-up / return / interest income 24,688,100 24,834,706
Reversal / (provision) against non-performing loans and advances 441,057 (1,763,279)
Reversal / (provision) for diminution in the value of investments 196,992 (202,022)
Bad debts written-off directly - (34)
  638,049 (1,965,335)
Net mark-up / return / interest income after provisions 25,326,149 22,869,371
Non mark-up / interest income
Fees, commission and brokerage income 2,551,324 2,320,893
Dividend income 554,973 536,664
Income from dealing in foreign currencies 491,038 707,484
Gain / (Loss) on sale / redemption of securities - net 722,579 136,864
Unrealised gain / (loss) on revaluation of investments classified as held for trading 3,385 -
Share of profit from associates 71,267 89,066
Other income 727,264 695,498
Total non mark-up / interest income 5,121,830 4,486,469
  30,447,979 27,355,840
Non mark-up / interest expenses
Administrative expenses (17,782,622) (14,749,244)
Other reversals / (provisions) / write-offs 38,033 (38,535)
Others reversals / (charges) 492,244 (302,412)
Total non mark-up / interest expenses (17,252,345) (15,090,191)
Extra-ordinary / unusual items - -
Profit before taxation 13,195,634 12,265,649
Taxation - current (4,304,844) (4,509,205)
             - prior years (502,993) (500,484)
             - deferred (243,218) 75,792
  (5,051,055) (4,933,897)
Profit after taxation 8,144,579 7,331,752
Attributable to:
Shareholders of the Holding company 8,143,343 7,332,742
Non-controlling interest 1,236 (990)
  8,144,579 7,331,752
Basic and diluted earnings per share - Rupees 7.33 6.60
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.