Financials -  Yearly
The Bank of Khyber
Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 8,636,526 5,546,796
Balances with other banks 9,980,928 6,513,497
Lendings to financial institutions 8,827,307 5,988,824
Investments 141,602,355 95,512,456
Advances 31,643,885 36,453,611
Operating fixed assets 2,070,554 1,924,825
Deferred tax asset - net - -
Other assets 3,638,719 3,218,724
  206,400,274 155,158,733
Liabilities
Bills payable 775,938 504,884
Borrowings 28,700,825 17,130,194
Deposits and other accounts 157,020,365 117,292,012
Sub-ordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 151,745 469,123
Other liabilities 3,608,857 3,844,944
  190,257,730 139,241,157
Net assets 16,142,544 15,917,576
Represented by
Share capital 10,002,524 10,002,524
Reserves 2,192,169 1,788,074
Unappropriated profit 2,490,553 2,182,400
  14,685,246 13,972,998
Surplus on revaluation of assets - net of tax 1,457,298 1,944,578
  16,142,544 15,917,576

The Bank of Khyber
Profit and Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 12,049,052 10,869,473
Mark-up / return / interest expensed 7,642,575 6,441,550
Net mark-up / interest income 4,406,477 4,427,923
Provision against loans and advances - net 727,058 498,132
(Reversal) / provision for diminution in the value of investments - net (96,717) 82,410
Bad debts written off directly 438 -
  630,779 580,542
Net mark-up / return / interest income after provisions 3,775,698 3,847,381
Non mark-up / return / interest income
Fee, commission and brokerage income 252,781 257,522
Dividend income 102,190 100,136
Income from dealing in foreign currencies 88,475 138,862
Gain on sale of securities - net 2,139,484 1,189,397
Unrealized gain / (loss) on revaluation of investments classified as held for trading - net 716 (6,178)
Other income 89,342 119,683
Total non-mark-up / return / interest income 2,672,988 1,799,422
  6,448,686 5,646,803
Non mark-up / return / interest expenses
Administrative expenses 3,210,806 2,821,196
Other (reversals) / provisions / write offs (2,299) 21,207
Reversal of provision for WWF - (164,120)
Other charges 228 9,888
Total non-mark-up / return / interest expenses 3,208,735 2,688,171
  3,239,951 2,958,632
Extra ordinary / unusual items - -
Profit before taxation 3,239,951 2,958,632
Taxation - current 1,180,880 1,014,620
             - prior years 85,492 122,147
             - deferred (46,897) 32,651
  1,219,475 1,169,418
Profit after taxation 2,020,476 1,789,214
Unappropriated profit brought forward 2,182,400 1,778,056
Profit available for appropriation 4,202,876 3,567,270
Earnings per share - basic and diluted (in Rupees) 2.02 1.79
Auditor(s):

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