Financials -  Yearly
Faysal Bank Limited
Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 37,239,302 26,084,007
Balances with other banks 1,139,375 1,068,451
Lendings to financial institutions 5,000,000 250,000
Investments 170,210,137 195,515,642
Advances 204,830,997 181,089,804
Operating Fixed assets 12,111,881 11,342,980
Deferred tax assets - net 2,264,212 3,087,325
Other assets 11,668,757 11,634,651
  444,464,661 430,072,860
Liabilities
Bills payable 5,982,285 6,009,238
Borrowings 52,806,084 90,565,242
Deposits and other accounts 340,306,404 292,130,258
Sub-ordinated loans 1,497,000 2,994,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 8,864,563 8,021,649
  409,456,336 399,720,387
Net assets 35,008,325 30,352,473
Represented by
Share capital 11,997,601 11,997,601
Reserves 7,158,248 6,422,761
Unappropriated profit 9,985,870 7,638,330
  29,141,719 26,058,692
Surplus on revaluation of assets - net of tax 5,866,606 4,293,781
  35,008,325 30,352,473

Faysal Bank Limited
Profit and Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 26,200,691 32,312,553
Mark-up / return / interest expensed 14,134,284 18,357,971
Net mark-up / interest income 12,066,407 13,954,582
Provision against non-performing loans and advances - net 625,813 1,058,206
Provision / (reversal of provision) for consumer and small enterprise loans - general - net 31,585 (6,852)
Provision against off balance sheet obligations 4,209 19,929
(Reversal of provision) / provision for diminution in the value of investments - net (16,930) 454,551
Recoveries against written-off debts - net (80,599) (100,296)
  564,078 1,425,538
Net mark-up / interest income after provisions 11,502,329 12,529,044
Non mark-up / interest income
Fee, commission and brokerage income 2,528,990 2,303,447
Dividend income 276,301 318,715
Income from dealing in foreign currencies - net 1,368,290 964,961
Gain on sale of securities - net 2,092,759 1,738,630
Unrealised gain / (loss) on revaluation of investments classified as held for trading 11,107 (27,230)
Other income 490,566 265,817
Total non mark-up / interest income 6,768,013 5,564,340
  18,270,342 18,093,384
Non mark-up / interest expenses
Administrative expenses 11,474,088 10,591,053
Other (reversals) / provisions - net (28,298) 354,048
Other charges 143,865 221,204
Total non mark-up / interest expenses 11,589,655 11,166,305
  6,680,687 6,927,079
Share of loss of associate (22,050) (7,002)
Extraordinary / unusual items - -
Profit before taxation 6,658,637 6,920,077
Taxation - current 2,262,905 3,038,627
             - prior years (901,138) 264,797
             - deferred 995,098 (605,711)
  2,356,865 2,697,713
Profit after taxation 4,301,772 4,222,364
Earning per share - basic 3.59 3.52
Auditor(s):

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