Financials -  Yearly
Habib Bank Limited
Consolidated Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 238,438,283 167,250,988
Balances with other banks 45,959,095 40,469,761
Lendings to financial institutions 34,047,931 18,381,633
Investments 1,344,404,771 1,270,823,786
Advances 748,466,297 637,383,859
Operating fixed assets 36,087,509 31,341,509
Deferred tax assets - -
Other assets 59,778,445 52,781,447
  2,507,182,331 2,218,432,983
Liabilities
Bills payable 31,195,900 28,081,548
Borrowings 332,822,846 314,319,099
Deposits and other accounts 1,885,959,026 1,634,944,470
Sub-ordinated loans 9,998,000 10,000,000
Liabilities against assets subject to finance lease - -
Deferred tax liability 6,090,983 5,671,128
Other liabilities 44,846,706 42,796,687
  2,310,913,461 2,035,812,932
Net assets 196,268,870 182,620,051
Represented by
Shareholders' equity
Share capital 14,668,525 14,668,525
Reserves 47,958,414 47,188,150
Unappropriated profit 106,142,374 96,495,448
Total equity attributable to the equity holders of the bank 168,769,313 158,352,123
Non-controlling interest 3,435,710 1,698,442
Surplus on revaluation of assets - net of deferred tax 24,063,847 22,569,486
  196,268,870 182,620,051

Habib Bank Limited
Consolidated Profit And Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / profit / interest earned 141,089,244 141,101,285
Mark-up / return / profit / interest expensed 59,137,882 62,932,509
Net mark-up / profit / interest income 81,951,362 78,168,776
Provision against advances 491,155 4,853,555
(Reversal) / provision against off-balance sheet obligations (22,208) 36,744
Provision for / (reversal of) diminution in the value of investments 248,616 (382,393)
Bad debts written off directly - -
  717,563 4,507,906
Net mark-up / return / profit / interest income after provisions 81,233,799 73,660,870
Non mark-up / interest income
Fee, commission and brokerage income 18,652,985 17,193,896
Divided income 1,286,488 1,542,947
Share of profit of associates and joint venture 3,768,085 3,399,078
Income from dealing in foreign currencies 1,399,329 2,749,276
Gain on sale of securities - net 5,341,724 11,041,929
Unrealised (loss) / gain on held for trading securities (12,057) 18,326
Other income 625,212 638,513
Total non mark-up / interest income 31,061,766 36,583,965
  112,295,565 110,244,835
Non mark-up / interest expense
Administrative expenses 54,416,640 48,400,384
Other provisions / write offs - net 174,161 245,920
Other charges 106,332 128,831
Workers welfare fund 1,073,521 1,183,462
Total non mark-up / interest expenses 55,770,654 49,958,597
Profit before taxation 56,524,911 60,286,238
Taxation
           - current 19,328,416 19,052,573
           - prior years 2,223,030 2,261,220
           - deferred 767,211 3,870,854
  22,318,657 25,184,647
Profit after taxation 34,206,254 35,101,591
Attributable to
Equity holders of the bank 34,070,145 35,108,659
Non-controlling interest 136,109 (7,068)
  34,206,254 35,101,591
Basic and diluted earnings per share Rupees 23.23 23.93
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.