Financials -  Yearly
JS Bank Limited
Consolidated Balance Sheet
  As at December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with treasury banks 15,509,263 11,160,169
Balances with other banks 767,747 629,407
Lendings to financial institutions 11,334,414 3,581,329
Investments - net 135,038,901 116,884,984
Advances - net 93,812,506 76,678,864
Operating fixed assets 6,021,563 4,731,135
Deferred tax assets - net - -
Other assets 6,341,197 7,140,798
  268,825,591 220,806,686
Liabilities
Bills payable 2,544,028 1,609,425
Borrowings 10,320,047 54,638,318
Deposits and other accounts 225,004,655 140,355,175
Sub-ordinated loans 3,000,000 -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 1,082,885 1,571,252
Other liabilities 7,111,582 3,624,371
  249,063,197 201,798,541
Net assets 19,762,394 19,008,145
Represented by
Share capital 10,724,643 10,724,643
Discount on issue of shares (2,105,401) (2,105,401)
Preference shares 1,500,000 1,500,000
Reserves 1,334,138 918,815
Unappropriated profit 4,858,596 3,066,149
  16,311,976 14,104,206
Non-controlling interest 1,434,391 1,952,266
  17,746,367 16,056,472
Surplus on revaluation of assets - net of tax 2,016,027 2,951,673
  19,762,394 19,008,145

JS Bank Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2016
(Rupees in ' 000)
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 15,169,894 15,464,522
Mark-up / return / interest expensed 9,278,234 9,680,803
Net mark-up / interest income 5,891,660 5,783,719
Reversal / (provision) against non-performing loans and advances - net 63,687 (675,092)
Provision of diminution in the value of investments - net (339,904) (43,061)
Bad debts written off directly (83) -
  (276,300) (718,153)
Net mark-up / interest income after provisions 5,615,360 5,065,566
Non mark-up / interest income
Fee, commission and brokerage income 2,083,432 1,784,854
Dividend income 181,522 180,209
Income from dealing in foreign currencies 312,719 287,742
Gain on sale of securities - net 3,186,450 1,995,047
Unrealised gain on revaluation of investments classified as held-for-trading net 17,854 13,511
Other income - net 80,591 35,738
Total non-mark-up / interest income 5,862,568 4,297,101
  11,477,928 9,362,667
Non mark-up / interest expenses
Administrative expenses 7,510,102 5,517,631
Other provisions / write offs 5,281 (17)
Other charges 108,423 77,111
Total non-mark-up / interest expenses 7,623,806 5,594,725
  3,854,122 3,767,942
Extra ordinary / unusual items - -
Profit before taxation 3,854,122 3,767,942
Taxation - current (1,146,823) (601,716)
             - prior years (88,993) 8,982
             - deferred (159,672) (709,884)
  (1,395,488) (1,302,618)
Profit after taxation 2,458,634 2,465,324
Attributable to:
Equity holders of the bank 2,328,959 2,252,256
Non-controlling interest 129,675 213,068
  2,458,634 2,465,324
Basic earning per share 2.00 1.95
Diluted earning per share 1.80 1.74
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.