Financials -  Yearly
Khushhali  bank Limited
Balance Sheet
  As at December 31, 2016  
 
Dec 31, 2016
Dec 31, 2015
Assets
Cash and balances with SBP and NBP 1,300,649,633 1,001,222,441
Balances with other banks / NBFIs / MFBs 1,387,702,166 944,008,613
Lending to financial institutions 1,544,066,350 2,383,352,710
Investments 2,967,965,444 1,847,825,070
Advances - net of provisions 22,939,531,448 17,246,531,575
Operating fixed assets 719,729,802 548,979,304
Other assets 2,775,892,413 2,616,868,449
Deferred tax assets 137,941,145 107,557,987
Total assets 33,773,478,401 26,696,346,149
Liabilities
Deposits 21,179,403,031 15,583,727,129
Borrowings 6,199,882,198 5,890,397,392
Other liabilities 1,457,096,531 1,270,731,541
Total liabilities 28,836,381,760 22,744,856,062
Net assets 4,937,096,641 3,951,490,087
Represented by
Share capital 1,705,000,000 1,705,000,000
Statutory reserve 841,166,435 586,619,579
Capital reserve 24,255,224 24,255,224
Unappropriated profit 2,366,815,511 1,618,313,938
(Deficit) Surplus on revaluation of investments (140,529) 213,840
  4,937,096,641 3,934,402,581
Deferred grants - 17,087,506
Total Capital 4,937,096,641 3,951,490,087

Khushhali bank Limited
Profit and Loss Account
  For the year ended December 31, 2016  
 
Dec 31, 2016
Dec 31, 2015
Mark-up / return / interest earned 5,926,210,005 4,406,621,934
Mark-up / return / interest expensed 1,807,109,349 1,219,286,901
Net mark-up / interest income 4,119,100,656 3,187,335,033
Provision against non-performing loans and advances 673,517,609 275,014,569
Bad debts written off directly 11,288,911 4,085,475
Net mark-up / interest income after provisions 3,434,294,136 2,908,234,989
Non mark-up / non interest income
Fee, commission and brokerage income 939,507,349 640,438,198
Other income 179,151,826 76,001,167
Total non mark-up / non interest income 1,118,659,175 716,439,365
  4,552,953,311 3,624,674,354
Non mark-up / non interest expenses
Administrative expenses 2,755,914,151 2,315,284,442
Other provisions 8,236,104 17,137,334
Other assets written off directly - 85,771,400
Other charges 9,720,872 24,499,597
Total non mark-up / non interest expense 2,773,871,127 2,442,692,773
Profit before taxation 1,779,082,184 1,181,981,581
Taxation - current 499,455,148 355,121,400
             - prior year 32,760,476 21,690,313
             - deferred (25,867,718) (18,995,089)
  506,347,906 357,816,624
Profit after taxation 1,272,734,278 824,164,957
Unappropriated profit brought forward 1,618,313,938 1,134,321,734
Profit available for appropriation 2,891,048,216 1,958,486,691
Appropriations:
Transfer to:    
Statutory reserve 254,546,856 164,832,991
Microfinance social development fund 127,273,428 82,416,496
Depositors' protection fund 63,636,714 41,208,248
Risk mitigation fund 63,636,714 41,208,248
  509,093,712 329,665,983
Unappropriated profit 2,381,954,504 1,628,820,708
Earnings per share - basic and diluted 5.97 3.87
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.