Financials -  Yearly
Apna MicroFinance Bank Limited
 Balance Sheet
  As at December 31, 2017
(Rupees in ' 000)
 
Dec 31, 2017
Dec 31, 2016
Assets
Cash and balances with SBP and NBP 1,202,269,848 1,028,052,212
Balance with other banks/NPFIs/MFBs 4,048,778,510 4,280,247,005
Lendings to financial institutions - -
Investments - net of provisions 658,482,895 605,409,478
Advances - net of provisions 4,797,740,650 5,484,025,056
Operating fixed assets 881,490,545 821,089,654
Other assets 1,888,585,767 958,095,553
Deferred tax asset 506,242,009 377,084,060
  Total assets 13,983,590,224 13,554,003,018
Liabilities
Deposits and other accounts 12,528,727,169 12,347,070,954
Borrowings 202,285,246 204,001,745
Subordinated debt - -
Other liabilities 232,164,806 295,730,881
Deferred tax liabilities - -
Total liabilities 12,963,177,221 12,846,803,580
Net assets 1,020,413,003 707,199,438
Represented by:
Share capital 2,500,000,000 2,200,000,000
Discount on issue of shares (950,000,000) (950,000,000)
Share deposit money 500,008,080 400,000,000
Statutory reserve 1,279,583 1,279,583
Depositors' protection fund 319,896 319,896
Unappropriated (loss) (1,036,520,157) (957,009,250)
  1,015,087,402 694,590,229
Surplus / (deficit) on revaluation of assets (3,279,516) (1,901,020)
Deferred grants 8,605,117 14,510,229
  Total Capital 1,020,413,003 707,199,438

Apna MicroFinance Bank Limited
 Profit and Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
 
Dec 31, 2017
Dec 31, 2016
Mark-up / return / interest earned 1,577,979,881 1,441,502,272
Mark-up / return / interest expensed (703,943,573) (671,551,250)
Net mark-up / return / interest income 874,036,308 769,951,022
Provision against non-performing loans and advances (272,907,424) (847,170,077)
Provision for diminution in the value of investments - -
Recovery against bad debts written off 344,392 1,249,444
Bad debts written off directly - -
  (272,563,032) (845,920,633)
Net mark-up / interest income / (loss) after provisions 601,473,276 (75,969,611)
Non mark-up / non interest income
Fee, commission and brokerage income 51,400,206 61,471,438
Dividend income - -
Other income 467,423,597 51,426,535
 Total non mark-up /non interest income 518,823,803 112,897,973
  1,120,297,079 36,928,362
Non mark-up / non interest expense
Administrative expenses (1,308,598,684) (1,107,253,472)
Other provisions / write offs/adjustment - (27,252,773)
Other charges - -
Total non mark-up / non interest expenses (1,308,598,684) (1,134,506,245)
  (188,301,605) 1,097,577,883)
Extra ordinary / unsual items - -
Profit / (Loss) before taxation (188,301,605) (1,097,577,883)
Taxation - current (20,367,251) (15,029,737)
             - prior year - -
             - deferred 129,157,949 377,084,060
  108,790,698 362,054,323
Profit / (Loss) after taxation (79,510,907) (735,523,560)
Unappropriated Profit / (loss) brought forward (957,009,250) (221,485,690)
Profit available for appropriation / (loss) (1,036,520,157) (957,009,250)
Appropriations:
Transfer to    
Statutory reserve - -
Capital reserve - -
Contribution to MSDF / DPF / RMF -  
Revenue reserve - -
Proposed cash dividend Rs. NIL per share (2016: Rs. Nil per share) - -
Others - -
Unappropriated profit / (loss) carried forward (1,036,520,157) (957,009,250)
Earnings / (loss) per share-basic (0.32) (3.34)
Earnings / (loss) per share-Diluted (0.35) (3.34)
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.