Financials -  Yearly
Bank AL Habib Limited
Consolidated Statement of Financial Position
  As at December 31, 2017
(Rupees in ' 000)
 
2017
2016
Assets
Cash and balances with treasury banks 60,096,169 50,600,061
Balances with other banks 4,732,856 2,910,200
Lendings to financial institutions - -
Investments - net 476,472,185 405,343,017
Advances - net 339,832,995 261,440,523
Operating fixed assets 22,565,133 18,914,506
Deferred tax assets - net - -
Other assets - net 15,848,222 12,611,227
  919,547,560 751,819,534
Liabilities
Bills payable 19,663,349 13,872,057
Borrowings 133,499,876 93,717,345
Deposits and other accounts 692,534,323 584,165,978
Sub-ordinated loans 10,997,600 3,999,200
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net 2,521,855 4,127,981
Other liabilities 14,052,177 9,041,670
  873,269,180 708,924,231
Net assets 46,278,380 42,895,303
Represented by
Share capital 11,114,254 11,114,254
Reserves 13,019,734 11,948,911
Unappropriated profit 16,860,463 13,043,606
Equity attributable to the shareholders of the Holding company 40,994,451 36,106,771
Non-controlling interest 113,897 114,215
Total Equity 41,108,348 36,220,986
Surplus on revaluation of assets - net of tax 5,170,032 6,674,317
  46,278,380 42,895,303

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
 
2017
2016
Mark-up / return / interest earned 50,316,283 47,820,451
Mark-up / return / interest expensed (24,384,711 ) (23,132,351)
Net mark-up / return / interest income 25,931,572 24,688,100
Reversal against non-performing loans and advances - net 246,449 441,057
(Provision) / reversal / for diminution in the value of investments (135,541 ) 196,992
Bad debts written-off directly - -
  110,908 638,049
Net mark-up / return / interest income after provisions 26,042,480 25,326,149
Non mark-up / interest income
Fees, commission and brokerage income 3,221,927 2,551,324
Dividend income 410,105 554,973
Income from dealing in foreign currencies 913,950 491,038
Gain on sale / redemption of securities - net 2,790,732 722,579
Unrealised gain on revaluation of investments classified as held for trading 5,004 3,385
Share of profit from associates 33,171 71,267
Other income 905,765 727,264
Total non mark-up / interest income 8,280,654 5,121,830
  34,323,134 30,447,979
Non mark-up / interest expenses
Administrative expenses (19,921,814) (17,782,622)
Other (provisions) / reversals / write-offs (25,781) 38,033
Others (charges) / reversals (323,412) 492,244
Total non mark-up / interest expenses (20,271,007) (17,252,345)
Extra-ordinary / unusual items - -
Profit before taxation 14,052,127 13,195,634
Taxation - current (5,157,253) (4,304,844)
             - prior years (503,224) (502,993)
             - deferred 262,144 (243,218)
  (5,398,333) (5,051,055)
Profit after taxation 8,653,794 8,144,579
Attributable to:
Shareholders of the Holding company 8,654,112 8,143,343
Non-controlling interest (318) 1,236
  8,653,794 8,144,579
Basic and diluted earnings per share attributable to equity holders of the Holding company - Rupees 7.79 7.33
Auditor(s):

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