Financials -  Yearly
The Bank of Khyber
Statement of Financial Position
  As at December 31, 2017
(Rupees in ' 000)
 
2017
2016
Assets
Cash and balances with treasury banks 8,916,018 8,636,526
Balances with other banks 3,257,351 9,980,928
Lendings to financial institutions 1,529,106 8,827,307
Investments 140,473,783 141,602,355
Advances 83,369,052 31,643,885
Operating fixed assets 2,370,125 2,070,554
Deferred tax asset - net 379,751 -
Other assets 4,837,198 3,638,719
  245,132,384 206,400,274
Liabilities
Bills payable 1,131,241 775,938
Borrowings 64,189,586 28,700,825
Deposits and other accounts 159,246,974 157,020,365
Sub-ordinated loans - -
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - 151,745
Other liabilities 5,166,464 3,608,857
  229,734,265 190,257,730
Net assets 15,398,119 16,142,544
Represented by
Share capital 10,002,524 10,002,524
Reserves 2,550,263 2,192,169
Unappropriated profit 2,390,464 2,490,553
  14,943,251 14,685,246
Surplus on revaluation of assets - net of tax 454,868 1,457,298
  15,398,119 16,142,544

The Bank of Khyber
Profit and Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
 
2017
2016
Mark-up / return / interest earned 14,375,382 12,049,052
Mark-up / return / interest expensed 9,576,349 7,642,575
Net mark-up / interest income 4,799,033 4,406,477
Provision against loans and advances - net (107,073) 727,058
(Reversal) / provision for diminution in the value of investments - net 3,279 (96,717)
Bad debts written off directly - 438
  (103,794) 630,779
Net mark-up / return / interest income after provisions 4,902,827 3,775,698
Non mark-up / return / interest income
Fee, commission and brokerage income 325,138 252,781
Dividend income 58,039 102,190
Income from dealing in foreign currencies 87,305 88,475
Gain on sale of securities - net 1,061,172 2,139,484
Unrealized gain / (loss) on revaluation of investments classified as held for trading - net - 716
Other income 119,164 89,342
Total non-mark-up / return / interest income 1,650,818 2,672,988
  6,553,645 6,448,686
Non mark-up / return / interest expenses
Administrative expenses 3,774,878 3,210,806
Other (reversals) / provisions / write offs (19,407) (2,299)
Other charges 2,776 228
Total non-mark-up / return / interest expenses 3,758,247 3,208,735
Profit before taxation 2,795,398 3,239,951
Taxation - current 913,141 1,180,880
             - prior years 66,329 85,492
             - deferred 25,457 (46,897)
  1,004,927 1,219,475
Profit after taxation 1,790,471 2,020,476
Earnings per share - basic and diluted (in Rupees) 1.79 2.02
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.