Financials -  Yearly
Faysal Bank Limited
Statement of Financial Position
  As at December 31, 2017
(Rupees in ' 000)
 
2017
2016
Assets
Cash and balances with treasury banks 37,861,767 37,239,302
Balances with other banks 1,872,771 1,139,375
Lendings to financial institutions 9,010,335 5,000,000
Investments 179,706,358 170,210,137
Advances 231,532,160 204,830,997
Operating fixed assets 12,939,625 12,111,881
Deferred tax assets - net 1,607,625 2,264,212
Other assets 13,496,266 11,668,757
  488,026,907 444,464,661
Liabilities
Bills payable 7,304,326 5,982,285
Borrowings 54,788,547 52,806,084
Deposits and other accounts 373,081,163 340,306,404
Sub-ordinated loans - 1,497,000
Liabilities against assets subject to finance lease - -
Deferred tax liabilities - net - -
Other liabilities 13,620,595 8,864,563
  448,794,631 409,456,336
Net assets 39,232,276 35,008,325
Represented by
Share capital 13,197,361 11,997,601
Reserves 7,936,338 7,158,248
Unappropriated profit 12,527,973 9,985,870
  33,661,672 29,141,719
Surplus on revaluation of assets - net of tax 5,570,604 5,866,606
  39,232,276 35,008,325

Faysal Bank Limited
Profit and Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
 
2017
2016
Mark-up / return / interest earned 28,791,306 26,200,691
Mark-up / return / interest expensed 14,830,923 14,134,284
Net mark-up / interest income 13,960,383 12,066,407
(Reversal of provision) / provision against non-performing loans and advances - net (690,700) 625,813
Provision for consumer and small enterprise loans - general - net 104,409 31,585
Provision against off balance sheet obligations 5,152 4,209
Provision / (reversal of provision) for diminution in the value of investments - net 182,943 (16,930)
Recoveries against written-off debts - net (98,216) (80,599)
  (496,412) 564,078
Net mark-up / interest income after provisions 14,456,795 11,502,329
Non mark-up / interest income
Fee, commission and brokerage income 3,086,639 2,715,435
Dividend income 159,514 276,301
Income from dealing in foreign currencies - net 1,385,057 1,368,290
Gain on sale of securities - net 845,659 2,092,759
Unrealised (loss) / gain on revaluation of investments classified as held for trading - net (3,853) 11,107
Other income 141,060 490,566
Total non mark-up / interest income 5,614,076 6,954,458
  20,070,871 18,456,787
Non mark-up / interest expenses
Administrative expenses 12,607,943 11,660,533
Other provisions / (reversals) - net 4,610 (28,298)
Other charges 166,143 143,865
Total non mark-up / interest expenses 12,778,696 11,776,100
  7,292,175 6,680,687
Share of loss of associate (22,863) (22,050)
Extraordinary / unusual items - -
Profit before taxation 7,269,312 6,658,637
Taxation - current 2,647,657 2,262,905
             - prior years (882,491) (901,138)
             - deferred 989,360 995,098
  2,754,526 2,356,865
Profit after taxation 4,514,786 4,301,772
Earning per share - basic (rupees) 3.42 3.26
Auditor(s):

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