Financials -  Yearly
Habib Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2017
(Rupees in ' 000)
 
2017
2016
Assets
Cash and balances with treasury banks 246,043,030 238,438,283
Balances with other banks 40,804,269 45,959,095
Lendings to financial institutions 33,900,345 32,963,803
Investments 1,374,807,643 1,344,404,771
Advances 851,502,420 748,466,297
Operating fixed assets 62,792,843 36,087,509
Deferred tax assets - -
Other assets 74,251,149 59,778,445
  2,684,101,699 2,506,098,203
Liabilities
Bills payable 33,752,219 31,195,900
Borrowings 397,802,667 331,726,654
Deposits and other accounts 1,998,935,057 1,885,959,026
Subordinated loan 9,994,000 9,998,000
Liabilities against assets subject to finance lease - -
Deferred tax liability 971,368 6,090,983
Other liabilities 53,830,894 44,858,770
  2,495,286,205 2,309,829,333
Net assets 188,815,494 196,268,870
Represented by
Shareholders' equity
Share capital 14,668,525 14,668,525
Reserves 52,266,420 47,958,414
Unappropriated profit 97,105,942 106,142,374
Total equity attributable to the equity holders of the bank 164,040,887 168,769,313
Non-controlling interest 3,487,281 3,435,710
Surplus on revaluation of assets - net of deferred tax 21,287,326 24,063,847
  188,815,494 196,268,870

Habib Bank Limited
Consolidated Profit And Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
  2017
2016
Mark-up / return / profit / interest earned 148,010,269 141,089,244
Mark-up / return / profit / interest expensed 64,942,797 59,137,882
Net mark-up / profit / interest income 83,067,472 81,951,362
(Reversal) / provision against advances (49,554) 491,155
Reversal of provision against off-balance sheet obligations (531,722) (22,208)
Provision for diminution in the value of investments 465,867 248,616
Bad debts written off directly - -
  (115,409) 717,563
Net mark-up / return / profit / interest income after provisions 83,182,881 81,233,799
Non mark-up / interest income
Fee, commission and brokerage income 19,519,052 19,026,456
Divided income 1,219,610 1,286,488
Share of profit of associates and joint venture 2,051,887 3,768,085
Income from dealing in foreign currencies 1,519,089 1,399,329
Gain on sale of securities - net 7,838,034 5,341,724
Unrealised loss on held-for-trading securities ( 73,353) (12,057)
Other income 814,818 625,212
Total non mark-up / interest income 32,889,137 31,435,237
  116,072,018 112,669,036
Non mark-up / interest expense
Administrative expenses 61,973,814 54,790,111
Other provisions / write offs - net 496,671 174,161
Other charges 31,356 106,332
Workers welfare fund 1,039,582 1,073,521
Total non mark-up / interest expenses 63,541,423 56,144,125
Profit before extra ordinary / unusual item and taxation 52,530,595 56,524,911
Extra ordinary / unusual item - settlement payment to New York State Department of Financial Services (23,717,115) -
Profit before taxation 28,813,480 56,524,911
Taxation
           - current 18,520,474 19,328,416
           - prior years 1,907,630 2,223,030
           - deferred 203,249 767,211
  20,631,353 22,318,657
Profit after taxation 8,182,127 34,206,254
Attributable to
Equity holders of the bank 7,829,064 34,070,145
Non-controlling interest 353,063 136,109
  8,182,127 34,206,254
Basic and diluted earnings per share Rupees 5.34 23.23
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.