Financials -  Yearly
JS Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2017
(Rupees in ' 000)
 
2017
2016
Assets
Cash and balances with treasury banks 17,334,111 15,509,263
Balances with other banks 1,049,496 767,747
Lendings to financial institutions 3,116,199 11,334,414
Investments - net 170,288,835 135,038,901
Advances - net 184,161,175 93,812,506
Operating fixed assets 7,589,702 6,021,563
Deferred tax assets - net - -
Other assets 7,414,358 6,341,197
  390,953,876 268,825,591
Liabilities
Bills payable 3,824,278 2,544,028
Borrowings 64,557,043 10,320,047
Deposits and other accounts 288,365,014 225,004,655
Sub-ordinated loans 4,998,800 3,000,000
Liabilities against assets subject to finance lease 5,032 -
Deferred tax liabilities - net 686,941 1,082,885
Other liabilities 8,848,854 7,111,582
  371,285,962 249,063,197
Net assets 19,667,914 19,762,394
Represented by
Share capital 10,724,643 10,724,643
Discount on issue of shares (2,105,401) (2,105,401)
Preference shares 1,500,000 1,500,000
Reserves 1,540,987 1,334,138
Unappropriated profit 5,463,357 4,858,596
  17,123,586 16,311,976
Non-controlling interest 1,463,454 1,434,391
  18,587,040 17,746,367
Surplus on revaluation of assets - net of tax 1,080,874 2,016,027
  19,667,914 19,762,394

JS Bank Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2017
(Rupees in ' 000)
 
2017
2016
Mark-up / return / interest earned 20,487,216 15,169,894
Mark-up / return / interest expensed 14,077,742 9,278,234
Net mark-up / interest income 6,409,474 5,891,660
(Provision) / reversal against non-performing loans and advances - net (202,814) 63,687
Provision of diminution in the value of investments - net (84,797) (339,904)
Bad debts written off directly - (83)
  (287,611) (276,300)
Net mark-up / interest income after provisions 6,121,863 5,615,360
Non mark-up / interest income
Fee, commission and brokerage income 2,866,534 2,083,432
Dividend income 251,733 181,522
Income from dealing in foreign currencies 357,337 312,719
Gain on sale of securities - net 1,376,441 3,186,450
Unrealised (loss) / gain on revaluation of investments classified as held-for-trading net (3,958) 17,854
Other income - net 197,426 80,591
Total non-mark-up / interest income 5,045,513 5,862,568
  11,167,376 11,477,928
Non mark-up / interest expenses
Administrative expenses 9,208,732 7,510,102
Other provisions / write offs 44,806 5,281
Other charges 51,161 108,423
Total non-mark-up / interest expenses 9,304,699 7,623,806
  1,862,677 3,854,122
Extra ordinary / unusual items - -
Profit before taxation 1,862,677 3,854,122
Taxation - current (671,821) (1,146,823)
             - prior years (87,938) (88,993)
             - deferred (36,032) (159,672)
  (795,791) (1,395,488)
Profit after taxation 1,066,886 2,458,634
Attributable to:
Equity holders of the bank 1,026,839 2,328,959
Non-controlling interest 40,047 129,675
  1,066,886 2,458,634
Basic earning per share (Rupees) 0.79 2.00
Diluted earning per share (Rupees) 0.79 1.80
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.