Financials -  Yearly
Khushhali  bank Limited
Balance Sheet
  As at December 31, 2017 (Rupees in 000)
 
2017
2016
Assets
Cash and balances with SBP and NBP 1,664,250,667 1,300,649,633
Balances with other banks / NBFIs / MFBs 2,399,132,491 1,387,702,166
Lending to financial institutions 474,532,125 1,544,066,350
Investments 16,297,589,979 2,967,965,444
Advances - net of provisions 32,215,991,964 22,939,531,448
Operating fixed assets 1,141,596,047 719,729,802
Other assets 4,537,439,345 2,775,892,413
Deferred tax assets 230,670,339 137,941,145
Total assets 58,961,202,957 33,773,478,401
Liabilities
Deposits 45,746,860,734 21,179,403,031
Borrowings 4,782,681,290 6,199,882,198
Other liabilities 2,075,886,201 1,457,096,531
Total liabilities 52,605,428,225 28,836,381,760
Net assets 6,355,774,732 4,937,096,641
Represented by
Share capital 1,705,000,000 1,705,000,000
Statutory reserve 1,201,279,368 841,166,435
Capital reserve 24,255,224 24,255,224
Unappropriated profit 3,423,731,343 2,366,815,511
Deficit on revaluation of investments (105,745) (140,529)
  6,354,160,190 4,937,096,641
Deferred grants 1,614,542 -
Total Capital 6,355,774,732 4,937,096,641

Khushhali bank Limited
Profit and Loss Account
  For the year ended December 31, 2017 (Rupees in 000)
 
Dec 31, 2017
Dec 31, 2016
Mark-up / return / interest earned 8,740,749,522 5,926,210,005
Mark-up / return / interest expensed 2,995,880,748 1,807,109,349
Net mark-up / interest income 5,744,868,804 4,119,100,656
Provision against non-performing loans and advances 690,079,654 673,517,609
Bad debts written off directly 22,565,411 11,288,911
Net mark-up / interest income after provisions 5,032,223,739 3,434,294,136
Non mark-up / non interest income
Fee, commission and brokerage income 1,226,404,419 939,507,349
Other income 113,493,650 179,151,826
Total non mark-up / non interest income 1,339,898,069 1,118,659,175
  6,372,121,808 4,552,953,311
Non mark-up / non interest expenses
Administrative expenses 3,857,042,543 2,755,914,151
Other provisions 11,262,361 8,236,104
Other charges 14,835,998 9,720,872
Total non mark-up / non interest expense 3,883,140,902 2,773,871,127
Profit before taxation 2,488,980,906 1,779,082,184
Taxation    
Current 723,552,023 499,455,148
Prior year 47,569,905 32,760,476
Deferred (82,705,687) (25,867,718)
  688,416,241 506,347,906
Profit after taxation 1,800,564,665 1,272,734,278
Unappropriated profit brought forward 2,366,815,511 1,618,313,938
Profit available for appropriation 4,167,380,176 2,891,048,216
Appropriations:
Transfer to:    
Statutory reserve 360,112,933 254,546,856
Microfinance social development fund 180,056,467 127,273,428
Depositors' protection fund 90,025,233 63,636,714
Risk mitigation fund 90,025,233 63,636,714
  720,225,866 509,093,712
Unappropriated profit 3,447,154,310 2,381,954,504
Earnings per share - basic and diluted 8.45 5.97
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.