Financials -  Yearly
Habib Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2018
(Rupees in ' 000)
 
2018
 
2017
Restated
Assets
Cash and balances with treasury banks 279,460,688 246,043,030
Balances with other banks 42,642,022 40,804,269
Lendings to financial institutions 51,277,336 33,900,345
Investments 1,390,052,464 1,374,816,442
Advances 1,080,440,220 851,502,420
Fixed assets 64,083,277 56,442,342
Intangible assets 7,865,361 6,350,501
Deferred tax assets 570,717 -
Other assets 109,461,065 86,358,715
  3,025,853,150 2,696,218,064
Liabilities
Bills payable 42,460,568 33,752,219
Borrowings 523,319,055 397,802,667
Deposits and other accounts 2,137,293,065 1,998,935,057
Liabilities against assets subject to finance lease - -
Subordinated debt 9,990,000 9,994,000
Deferred tax liability - 971,368
Other liabilities 113,538,251 66,012,132
  2,826,600,939 2,507,467,443
Net assets 199,252,211 188,750,621
Represented by
Shareholders' equity
Share capital 14,668,525 14,668,525
Reserves 64,435,243 52,266,420
Surplus on revaluation of assets - net of tax 14,531,643 21,420,452
Unappropriated profit 101,606,320 96,909,270
Total equity attributable to the equity holders of the bank 195,241,731 185,264,667
Non-controlling interest 4,010,480 3,485,954
  199,252,211 188,750,621

Habib Bank Limited
Consolidated Profit And Loss Account
  For the year ended December 31, 2018
(Rupees in ' 000)
  2018
 
2017
Restated
Mark-up / return / profit / interest earned 165,282,752 148,010,269
Mark-up / return / profit / interest expensed 83,605,886 66,177,013
Net mark-up / return / profit / interest income 81,676,866 81,833,256
Non mark-up / interest income
Fee and commission and brokerage income 18,024,117 19,519,052
Divided income 985,867 1,219,610
Share of profit of associates and joint venture 2,722,983 2,051,887
Income from dealing in foreign currencies 1,519,089 1,399,329
Foreign exchange (loss) / income (2,397,975) 2,753,305
(Loss) / income from derivatives (907,204) 181,376
Gain on securities - net 1,029,880 7,764,681
Other income 436,377 625,737
Total non mark-up / interest income 19,894,045 34,115,648
Total income 101,570,911 115,948,904
Non mark-up / interest expense
Operating expenses 77,380,215 61,300,444
Workers' welfare fund (2,898,437) 1,039,582
Other charges 495,726 31,356
Total non mark-up / interest expenses 74,977,504 62,371,382
Profit before provisions, extraordinary / unusual item and taxation 26,593,407 53,577,522
Provisions and write offs - net 5,008,578 373,557
Extraordinary / unusual item - settlement payment to New York State Department of Financial Services - 23,717,115
Profit before taxation 21,584,829 29,486,850
Taxation 9,143,886 20,638,576
Profit after taxation 12,440,943 8,848,274
Attributable to:
Equity holders of the bank 12,055,571 8,495,211
Non-controlling interest 385,372 353,063
  12,440,943 8,848,274
Basic and diluted earnings per share - (Rupees) 8.22 5.79
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.