Financials -  Yearly
JS Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2018
(Rupees in ' 000)
 
2018
 
2017
Restated
Assets
Cash and balances with treasury banks 32,111,176 17,334,111
Balances with other banks - net 978,024 1,049,496
Lendings to financial institutions - net 1,937,347 3,116,199
Investments - net 149,601,215 170,288,835
Advances - net 252,308,117 184,161,175
Fixed assets 6,947,725 5,712,715
Intangible assets 2,206,512 1,876,987
Deferred tax assets - net 408,992 -
Other assets - net 14,042,139 10,584,731
  460,541,247 394,124,249
Liabilities
Bills payable 3,519,924 3,824,278
Borrowings 96,558,663 64,557,043
Deposits and other accounts 319,806,852 288,365,014
Liabilities against assets subject to finance lease 46,422 5,032
Subordinated debt 7,496,800 4,998,800
Deferred tax liabilities - net - 686,941
Other liabilities 14,673,767 12,019,227
  442,102,428 374,456,335
Net assets 18,438,819 19,667,914
Represented by
Share capital - net 10,119,242 8,619,242
Preference shares - 1,500,000
Reserves 1,712,170 1,540,987
(Deficit) / Surplus on revaluation of assets - net of tax (822,532) 875,648
Unappropriated profit 5,825,742 5,463,357
  16,834,622 17,999,234
Non-controlling interest 1,604,197 1,668,680
  18,438,819 19,667,914

JS Bank Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2018
(Rupees in ' 000)
 
2018
2017
Mark-up / return / interest earned 30,068,981 20,487,216
Mark-up / return / interest expensed 21,107,974 14,077,742
Net mark-up / interest income 8,961,007 6,409,474
Non mark-up / interest income
Fee, commission and brokerage income 3,318,985 2,866,534
Dividend income 195,185 251,733
Foreign exchange income 522,207 357,337
Income from derivatives - net 209,996 96,220
(Loss) / gain on securities - net (1,339,160) 1,372,483
Share of profit from associate 6,674 -
Other income - net 156,632 101,206
Total non-mark-up / interest income 3,070,519 5,045,513
Total Income 12,031,526 11,454,987
Non mark-up / interest expenses
Operating expenses 10,948,842 9,208,732
Workers' Welfare Fund (162,429) 37,831
Other charges 16,203 13,330
Total non-mark-up / interest expenses 10,802,616 9,259,893
Profit before provisions 1,228,910 2,195,094
Provisions and write offs - net 158,298 332,417
Extra ordinary / unusual items - -
Profit before taxation 1,070,612 1,862,677
Taxation - current (431,577) (795,791)
Profit after taxation 639,035 1,066,886
Attributable to:
Equity holders of the bank 615,152 1,026,839
Non-controlling interest 23,883 40,047
  639,035 1,066,886
Basic earning per share - (Rupees) 0.34 0.79
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.