Financials -  Yearly
Bank AL Habib Limited
Consolidated Statement of Financial Position
  As at December 31, 2019
(Rupees in ' 000)
 
2019
2018
Assets
Cash and balances with treasury banks 113,838,856 74,432,185
Balances with other banks 9,526,278 8,010,940
Lendings to financial institutions 1,857,575 -
Investments 586,510,554 414,981,145
Advances 488,652,848 478,214,653
Fixed assets 36,571,645 26,192,997
Intangible assets 368,840 170,863
Deferred tax assets - -
Other assets 61,812,360 46,723,577
  1,299,138,956 1,048,726,360
Liabilities
Bills payable 20,131,529 20,603,682
Borrowings 228,745,034 119,038,358
Deposits and other accounts 903,630,124 796,851,867
Liabilities against assets subject to finance lease - -
Subordinated debt 14,992,800 14,996,000
Deferred tax liabilities 1,377,707 1,344,621
Other liabilities 68,329,071 45,896,782
  1,237,206,265 998,731,310
Net assets 61,932,691 49,995,050
Represented by
Share capital 11,114,254 11,114,254
Reserves 16,467,282 14,757,530
Surplus on revaluation of assets 6,081,731 3,375,368
Unappropriated profit 28,163,914 20,641,220
Equity attributable to the shareholders of the Holding company 61,827,181 49,888,372
Non-controlling interest 105,510 106,678
Total equity 61,932,691 49,995,050

Bank AL Habib Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2019
(Rupees in ' 000)
 
2019
2018
Mark-up / return / interest earned 105,617,207 60,743,247
Mark-up / return / interest expensed (64,412,998) (29,838,696)
Net mark-up / interest income 41,204,209 30,904,551
Non mark-up / interest income
Fee and commission income 6,135,310 4,825,113
Dividend income 397,558 409,895
Foreign exchange income 2,305,204 1,631,947
Income / (loss) from derivatives - -
Loss on securities - net (32,469) (10,316)
Share of profit from associates 94,992 61,819
Other income 662,966 415,795
Total non mark-up / interest income 9,563,561 7,334,253
Total income 50,767,770 38,238,804
Non mark-up / interest expenses
Operating expenses (27,786,291) (23,414,190)
Workers welfare fund (448,415) (294,534)
Others charges (93,244) (3,517)
Total non mark-up / interest expenses (28,327,950) (23,712,241)
Profit before provisions 22,439,820 14,526,563
Provision and write offs - net (3,399,357) (220,748)
Extra-ordinary / unusual items - -
Profit before taxation 19,040,463 14,305,815
Taxation (7,848,833) (5,853,160)
Profit after taxation 11,191,630 8,452,655
Attributable to:
Shareholders of the Holding company 11,195,366 8,457,841
Non-controlling interest (3,736) (5,186)
  11,191,630 8,452,655
Basic and diluted earnings per share attributable to equity holders of the Holding company - Rupees 10.07 7.61
Auditor(s):

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