Financials -  Yearly
Habib Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2019
(Rupees in ' 000)
 
2019
2018
Assets
Cash and balances with treasury banks 367,593,717 279,460,688
Balances with other banks 41,248,554 42,642,022
Lendings to financial institutions 45,303,199 51,277,336
Investments 1,379,607,379 1,390,052,464
Advances 1,166,956,994 1,080,440,220
Fixed assets 80,462,410 64,083,277
Intangible assets 90,089,345 7,865,361
Deferred tax assets - 570,717
Other assets 136,870,799 109,461,065
  3,227,132,397 3,025,853,150
Liabilities
Bills payable 29,681,108 42,460,568
Borrowings 382,206,306 523,319,055
Deposits and other accounts 2,437,597,169 2,137,293,065
Liabilities against assets subject to finance lease - -
Subordinated debt 22,360,000 9,990,000
Deferred tax liabilities 6,189,687 -
Other liabilities 124,346,615 113,538,251
  3,002,380,885 2,826,600,939
Net assets 224,751,512 199,252,211
Represented by
Shareholders' equity
Share capital 14,668,525 14,668,525
Reserves 66,260,511 64,435,243
Surplus on revaluation of assets - net of tax 24,875,383 14,531,643
Unappropriated profit 114,550,097 101,606,320
Total equity attributable to the equity holders of the bank 220,354,516 195,241,731
Non-controlling interest 4,396,996 4,010,480
  224,751,512 199,252,211

Habib Bank Limited
Consolidated Profit And Loss Account
  For the year ended December 31, 2019
(Rupees in ' 000)
  2019
2018
Mark-up / return / profit / interest earned 258,113,896 165,286,803
Mark-up / return / profit / interest expensed 156,790,596 83,610,999
Net mark-up / return / profit / interest income 101,323,300 81,675,804
Non mark-up / interest income
Fee and commission income 20,447,851 18,058,336
Divided income 586,353 985,867
Share of profit of associates and joint venture 3,483,593 2,722,983
Foreign exchange income / (loss) 1,657,595 (2,392,862)
Loss from derivatives (185,867) (907,204)
(Loss) / gain on securities - net (2,657,256) 1,029,880
Other income 829,310 398,483
Total non mark-up / interest income 24,161,579 19,895,483
Total income 125,484,879 101,571,287
Non mark-up / interest expense
Operating expenses 92,236,328 77,380,591
Workers' welfare fund - charge / (reversal) 573,492 (2,898,437)
Other charges 480,056 495,726
Total non mark-up / interest expenses 93,289,876 74,977,880
Profit before provisions and taxation 32,195,003 26,593,407
Provisions and write offs - net 3,314,081 5,008,578
Profit before taxation 28,880,922 21,584,829
Taxation 13,381,127 9,143,886
Profit after taxation 15,499,795 12,440,943
Attributable to:
Equity holders of the bank 15,332,792 12,055,571
Non-controlling interest 167,003 385,372
  15,499,795 12,440,943
Basic and diluted earnings per share - Rupees 10.45 8.22
Auditor(s):

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